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SmartValueTM MortgagesIf you want lower monthly payments than a fixed-rate mortgage offers and want to buy more home, choose a SmartValueTM mortgage from SLFCU.
Our SmartValue hybrid mortgages mean low costs and easy payments in any kind of market. With a 20- or 30-year term, the payments and rate are fixed for five years; thereafter, your interest rate may increase up to 1% annually.
Our 40-year term offers fixed rates for three years; thereafter, your interest rate may increase up to 1% annually.
Choose the SmartARM or the SmartValue Mortgage,
and you’ll get:
◗ Affordable down payments, with extra assistance for first-time buyers. With your good credit, we can reduce or eliminate your down payment.
◗ Rate caps for your peace of mind.
◗ Easy loan payments through direct deposit or payroll deduction.
◗ A simple, member-friendly application, either online or in person.
Please check the 'Rates' page for mortgage disclosures.
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