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Construction Loans

Go from a vacant lot and blueprints to move-in day and beyond with no worries about permanent financing.


An SLFCU SmartARM or SmartValue Construction Loan allows you to make interest-only payments while you’re building your home. After 12 months, your loan automatically converts to a SmartARM adjustable rate mortgage or a SmartValue mortgage. Terms of 20 and 30 years are available to fit payments to your budget.

Please check the 'Rates' page for mortgage disclosures.







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