Additional SLFCU Services
LEARN MORE ABOUT ATM TRANSACTIONS
Your SLFCU Debit Card has no monthly fee, is accepted anywhere you see the Mastercard® logo and at more than 28,000 CO-OP ATMs.
- Get Cash and Avoid ATM Surcharges
An SLFCU Debit Card provides easy access to cash at ATMs worldwide. Bank-owned ATMs typically impose a surcharge of $1.50 and up per transaction. To avoid those charges, always try to use a CU Anytime or CO-OP ATM.
- Here's a money saving tip.
Your SLFCU Debit Card is honored for cash back at many retail stores that accept Mastercard Credit Cards, all over the world, with no surcharge.
- How Many Transactions with No Service Charge?
When your card is attached to an SLFCU Quick Cash Checking Account, you get 20 free cash withdrawals per month. Thereafter, 50 cents per transaction at CU Anytime and 75 cents per transaction at other ATMs. When your card is attached to an SLFCU interest-earning Money Manager checking account you get 10 withdrawals with no service charge each month. Thereafter, 50 cents per transaction at CU Anytime, 75 cents per transaction at other ATMs.
- Making Deposits
Many CU Anytime ATMs are equipped to accept deposits. Deposits made at a CU Anytime ATM before 1 pm Monday through Friday will post to your account later on that same business day. Deposits made after 1 pm Monday through Friday will post on the following business day. Friday deposits made after 1 pm will post on the following Monday, except federal holidays.
CASHIERS CHECKS AND MONEY ORDERS
Cashiers checks and money orders are available for a nominal charge and can be used when you don't want to write a personal check. Cashiers checks may be obtained in branches, by sending a secure message inside online banking, or by calling SLFCU at 505.293.0500 or 800.947.5328. Money orders are available in branches only.
Coin machines are available at all SLFCU branches. There is no charge for members to convert coin to cash or deposit it into your SLFCU account. Some coin machines are not available for self-service; check with a representative if you don’t see a coin machine in the lobby of your branch.
Please note: SLFCU is currently unable to offer foreign currency due to a systems issue at our provider, Travelex. We apologize for the inconvenience.
Purchase through SLFCU, pick up at a branch: Call 505.293.0500 or 800.947.5328, stop by any branch, or send a secure email through online banking to order currency from more than 70 countries. Orders placed with an SLFCU employee must be between $20 and $15,000. Your order will be ready for pickup at the branch of your choice as early as the next business day.
Order online for home delivery: Orders must be between $250 and $3,000. Please note that online orders must be shipped to your billing address and a signature will be required at the time of delivery. This service is currently available to U.S. residents only.
Returning foreign currency: Only paper currency obtained through SLFCU can be returned to SLFCU. If you would like to return unused paper currency, bring it to the most convenient branch to have your account credited in about three business days. Coins cannot be returned.
Fees and delivery charges will apply for purchases and returns. Exchange rates may vary. This is a service of Travelex Currency Services, Inc.
LOAN PAYMENT COUPON
Print your own loan payment coupons.
Please note: this is a PDF file with fillable form fields. If the file opens in your browser window you may not be able to fill in the fields. You may need to open it in a different program, such as Acrobat Reader (available as a free download from https://get.adobe.com/reader).
You will first need to select your loan type from the drop-down, then enter your payment amount and loan information into the appropriate fields. After your information has been filled out, you can print multiple copies which you may submit with your payment to SLFCU for reference purposes.
Notary services are available to members at no charge; no appointment is necessary. If your document requires a witness, please bring one; SLFCU cannot guarantee that a witness will be available. You and your witness must have valid IDs, and all documents must be signed in the presence of the notary. Learn more about Signature Medallion Guarantees (PDF) and what documents you will need to bring. Learn more about The Signature Validation Program (PDF) and what documents you will need to bring.
SLFCU offers convenient online check ordering for personal checks.
SAFE DEPOSIT BOXES
Please call for information about available boxes. Rental fees are deducted from your SLFCU checking or savings account annually in January. The rental fee is pro-rated for the number of months remaining in the year in which you begin renting a safe deposit box.
LEARN MORE ABOUT SHARED BRANCHING
Shared branching is a cooperative network of credit unions, including SLFCU, that have joined together and created shared service centers across the country. By sharing facilities, SLFCU can offer greater convenience for you to access your accounts at many locations just as if you were at your home branch. Use our locator to find shared branching locations.
Members can enter any shared service center and conduct a range of transaction services, such as:
- Cash checks
- Make deposits and withdrawals
- Make loan payments
- Make transfers between accounts
- Purchase Money Orders, Travelers Checks and Official Checks
- Obtain cash advances and balance inquiries
To take advantage of this service, when you enter a shared branch you only need to bring:
- Your home credit union's name
- Your account number
- Photo identification
There is no cost for wire transfers sent to SLFCU from another institution. To receive a domestic or international wire transfer into an SLFCU account, you will need to provide the originating institution with the following information:
- Sandia Laboratory Federal Credit Union
- ABA# 307083911 (shown below)
- SLFCU is not an international financial institution, therefore we do not have a SWIFT code. If asked, provide SLFCU's routing number instead: 307083911.
- Beneficiary Name (member or joint member’s name must match the account information)
- Account number with type and suffix (the 10-digit number at the bottom of your personal checks; shown below)
There is a fee for this service. Applicable wire transfer fees will be assessed from the SLFCU account from which the funds are withdrawn. Refer to SLFCU's fee schedule for current information.
Wire transfers are processed based on the information you provide. SLFCU is not responsible for any liability arising from your request. Refer to Wire Transfer Terms & Conditions for more information. Domestic wire requests received after 1:30 pm MT and International wire requests received after 1 pm MT will be processed the following business day.
Please obtain specific wire instructions from the receiving institution. Do not use account information from the bottom of a check since institutions can use a separate routing number for wire transactions. To process an outgoing domestic or international wire transfer you will need to provide SLFCU with the following information.
- Receiving Institution Name
- ABA# (9 digits starting with 1, 2 or 3)
- Beneficiary Name and Address
- Beneficiary Account Number
- Receiving Institution Name Country Swift Code (8-11 alphanumeric)
- IBAN (International Bank Account Number)
- Beneficiary name and address
- Beneficiary Account Number