Where do you see yourself – or your family members – in 5, 10, or even 20 years? Do your financial plans align with your goals? What if you had access to an experienced financial professional who cared as much about your future as you?
Great news! You do. As an SLFCU member, you can take advantage of personal financial management services through our collaboration with MEMBERS Financial Services.
WHAT IS MEMBERS FINANCIAL SERVICES?
MEMBERS Financial Services is a team of experienced professional advisors conveniently located at SLFCU branches. They can help you achieve your financial goals by providing information and strategies for investing and retirement, including individual retirement accounts (IRAs), 401(k)/pension rollovers, college funding, investment management, tax-advantaged investing,* trust and estate conservation, mutual funds, stocks and bonds, online investing, and a full range of insurance products.
The group operates independently from SLFCU as part of CUNA Brokerage Services, Inc. (CBSI), a registered broker/dealer and investment advisor firm. CBSI is a member of FINRA/SIPC. FINRA is the U.S.’ largest nongovernmental regulator for all securities firms doing business, and SIPC is a non-profit corporation that protects investors up to $500,000 if their brokerage firm fails.
WHY DO I NEED A FINANCIAL ADVISOR?
A professional financial advisor can evaluate your current and future financial state, whether you’re in college, building a family, ready to retire, or retired now. It may be hard to find the time to create, implement, and monitor a thorough financial plan on your own. An advisor helps you plan objectively and logically for your financial future and answers your questions. You can relax knowing there’s no sales pressure – just sound advice from true financial professionals.
WHAT DO I NEED TO CONSIDER WHEN CREATING A RETIREMENT PLAN?
Think about your goals – including when you want to retire and what income you will need to cover your living expenses – and the actions and decisions necessary to achieve them, including identifying income sources, estimating expenses, paying off debt, implementing a savings program, and managing investments and other assets.
CAN I GET HELP IN PLANNING FOR COLLEGE EDUCATION AND BEYOND?
Yes. A MEMBERS Financial advisor can help you create a roadmap for you or your children’s education and career goals, including setting up a 529 savings plan. How can MEMBERS Financial help me with trusts and estate conservation? An advisor can help guide you, answer questions, and discuss the purpose of a trust along with the possible complications of carrying out your wishes.* Do they provide online investing tools? Yes. SLFCU members have access to MEMBERS Folio Investing, an online tool where you can perform trades and manage your account. Does MEMBERS Financial provide insurance? Yes. A wide range of insurance products are available, including life insurance, long-term care insurance, and disability insurance. Is there a fee for an initial meeting? No. You are invited to schedule a no-cost, no-obligation meeting with a representative at an SLFCU branch to discuss your financial goals and draft a plan that could make them a reality. Are their services “fee-based?” Depending on your needs and investment objectives, your financial advisor may assist you with fee-based accounts, commission accounts, or both. You should carefully consider the different options and work closely with your advisor when deciding which services and accounts are right for you. Learn more about MEMBERS Financial Services online at slfcu.org/InvestmentServices.
Contact a MEMBERS Financial advisor to make a no-cost, no-obligation appointment at an SLFCU branch near you: To schedule an appointment at the Juan Tabo, Paseo, Los Lunas, Cottonwood, or Rio Rancho branch, please call 505.237.3930. To schedule an appointment at the Kirtland, Tech Park, Edgewood, or Livermore branch, please call 505.237.7330.
Securities sold, advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC, a registered broker/dealer and investment advisor. CBSI is under contract with the financial institution to make securities available to members. Not NCUA/NCUSIF/FDIC insured, May Lose Value, No Financial Institution Guarantee. Not a deposit of any financial institution. CUNA Brokerage Services, Inc., is a registered broker/dealer in all fifty states of the United States of America. FR-2686874.1-0819-0921 *Representative is neither a tax advisor nor attorney. For information regarding your specific tax situation, please consult a tax professional. For legal questions, please consult your attorney.
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