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Sandia Laboratory Federal Credit Union Sandia Laboratory Federal Credit Union Go to main content
Routing #307083911|
Online Banking
Manage a Home Loan
Manage a Student or Consolidation Loan
Business-Loans & Credit Cards

Business Loans & Credit Cards

Open an Account



  • Owner-occupied and non-owner-occupied investment properties
  • Construction and construction-to-permanent financing
  • SBA 504 loans


  • Fixed rate
  • Use for long-term working capital
  • Use for equipment and machinery, commercial vehicles, building improvements, technology system upgrades


  • Establish a CreditLine now so funds are available when your business needs them.
  • For temporary working capital
  • Use for accounts receivable and payroll, inventory and materials, short-term business expenses.


  • Variable APR; U.S. Prime Rate plus 5.0% (floor of 10.75%)
  • 1.00% year-end rebate on purchases
  • No balance transfer fees
  • eStatements available
  • View credit card activity online.
  • Use with Apple Pay®, Google Pay™, or Samsung Pay®. Learn more about contactless payments with mobile wallets

To report a lost or stolen credit card, call 800.449.7728.

If you receive a call regarding a blocked transaction on your business credit card, please call 888.918.7313.

Mobile Wallets

Mobile Wallets

Apple Pay®

Use it with your SLFCU credit card or debit card. Learn more.

Google PayTM

Google Pay is the fast, simple way to pay with your SLFCU credit card or debit card in stores and online. Learn more.

Samsung Pay® *

Using your SLFCU credit card or debit card is as easy as pulling out your phone. Learn more.

Other Wallets

Learn more about the latest in online checkout with Mastercard or Visa.

Apple, the Apple logo, and Apple Pay are registered trademarks of Apple Inc.

Google Pay and the Google Logo are trademarks of Google LLC.

*Only compatible with select Visa, Mastercard, American Express, and Discover cards from participating banks and qualifying Samsung devices. Check with your bank/issuer to ensure that your card is compatible, and check the Samsung Pay Support page for additional compatibility information regarding devices, carriers, and cards. Samsung and Samsung Pay are trademarks or registered trademarks of Samsung Electronics Co., Ltd.

Card Controls Widget


SLFCU is excited to announce a new, easier way to manage your SLFCU debit or credit card – right from online or mobile banking. Turn your cards on or off, set alert preferences, and more with our new Card Controls widget.

Features include:

  • Instantly turn your debit or credit card on or off to control when they can be used.
  • Get notified when your card(s) are used or declined.
  • Report your credit card lost or stolen and request a replacement card.
  • Submit travel notifications for your SLFCU credit card.
  • Transfer balances from other higher interest rate credit cards.

Start using these exciting, new features today! Log in to online or mobile banking and click on the Card Controls widget. Select the card(s) you wish to manage and complete the quick registration. Want to learn more? Read answers to Frequently Asked Questions at


For most business loan requests, please complete the Business Loan or Line Application and be prepared to provide:

  • Most recent year-end business and personal Federal tax returns; include all business and personal schedules and personal K-1s, if applicable
  • Last fiscal year-end business Profit & Loss Statement and Balance Sheet
  • Most recent interim Profit & Loss Statement and Balance Sheet (if the last fiscal year-end is over six months ago)
  • Business formation documents (business license, partnership agreement, articles of incorporation, articles of organization, or trust certification form)
  • For requests over $50,000 include the additional information requested in the application.

Once you have completed your loan package, contact one of our loan advisors at 505.293.0500 or 800.947.5328 to determine if any additional documentation is needed.

Open an Account

If you have a question, call us at 505.293.0500 or 800.947.5328.