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Debit Cards

Easy Access to Your Cash

Request a Debit Card

SLFCU Debit CardSLFCU’s free checking accounts come with a complimentary no-fee Mastercard® debit card. You can use it to make purchases anywhere Mastercard is accepted and withdraw cash at more than 30,000 surcharge-free ATMs nationwide.

Apple Pay®, Google Pay™, and Samsung Pay® are available for SLFCU debit cards. Learn more about contactless payments with mobile wallets.

Our debit cards are protected with EMV chip technology and also have a magnetic stripe so you can shop with merchants that do not have chip-enabled payment terminals. Use your debit card with our Card Controls widget for additional protection against fraud.  

Please call 800.947.5328:

  • To activate your debit card
  • To report a lost or stolen debit card
  • If you receive a call regarding a blocked transaction on your personal debit card

To change your debit card PIN, visit any SLFCU branch or CU Anytime ATM.

Apple Pay is a registered trademarks of Apple Inc. Google Pay is a trademark of Google LLC. Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd.

Mobile Wallets

Mobile Wallets

Apple, the Apple logo, and Apple Pay are registered trademarks of Apple Inc.

Google Pay and the Google Logo are trademarks of Google LLC.

*Only compatible with select Visa, Mastercard, American Express, and Discover cards from participating banks and qualifying Samsung devices. Check with your bank/issuer to ensure that your card is compatible, and check the Samsung Pay Support page for additional compatibility information regarding devices, carriers, and cards. Samsung and Samsung Pay are trademarks or registered trademarks of Samsung Electronics Co., Ltd.

Using Your Debit Card When You Travel

Using Your Card When You Travel

Notify SLFCU Notify Slfcu of Travel Plans To Keep Your Cards Safe and Working

Your SLFCU credit card and debit card are protected by a system that detects unusual patterns of activity. Please let us know when you are planning a trip, especially one that takes you outside the U.S.

When activity is detected outside of your normal pattern, you’ll receive a phone call to verify the purchase is legitimate. Please provide us with your cell phone number so we can reach you when you’re away from home. 

Card fraud is a widespread problem that you can help prevent. Call us at 505.293.0500 or 800.947.5328 or send a secure message in online banking, and we will make sure your cards are safe and continue working when you leave home.

Please provide the following information:

  • Complete credit card or debit card numbers
  • Countries to which you will be traveling
  • The dates on which you will begin and end travel

Using your Visa® or Mastercard® credit card to make purchases overseas is a smart move. You'll be charged only the official exchange rate, plus a 1% international transaction fee.

Use your debit card worldwide anywhere Mastercard is accepted to pay for your purchase or get local currency from your checking account.

Please note that some foreign ATMs may not allow access to savings accounts. If you will be traveling outside the U.S., SLFCU recommends that you have a debit card attached to a checking account or use a credit card for purchases/transactions. 

Shopper Benefits

Shopper Benefits

Your SLFCU debit card comes with built-in supports to help you shop smarter.


Mastercard® Zero Liability means you won’t be responsible for any fraudulent activity on a lost or stolen card if you report it to SLFCU promptly.

Mastercard Zero Liability Policy
Report a lost or stolen card: Call 800.947.5328.  


Should you find a lower price for a new item within 60 days from the date of purchase using your eligible Mastercard, you may be reimbursed for the price difference.


Doubles the original manufacturer’s or store brand warranty for up to one year when you pay with your eligible Mastercard.


If you become dissatisfied with a product you purchase using your eligible Mastercard within 60 days of purchase and the store will not accept a return, you may be eligible for a refund for the cost of the product up to $250.


Mastercard’s ID Theft Protection monitors your online identity and sends you an alert if it detects that your personal information has been exposed to potential fraud or theft. There is no charge to use this service.  Members with an SLFCU Mastercard debit card may register for the service at The service will monitor the information you choose to provide, including:

  • Credit and debit cards
  • Social Security Number
  • Passport number
  • Name
  • Address
  • Financial account information
  • Email addresses
  • Medical information

If Mastercard identifies a security issue, you’ll receive an email alert that includes details about following up with an Identity Theft Specialist.

Guide to Debit Card Benefits

Convenient ATM Locations
Card Controls


SLFCU offers an easier way to manage your SLFCU debit or credit card – right in online or mobile banking. Turn your cards on or off, set alert preferences, and more with our Card Controls widget.

Features include:

  • Instantly turn your debit or credit card on or off to control when they can be used.
  • Get notified when your card(s) are used or declined.
  • Report your credit card lost or stolen and request a replacement card.
  • Submit travel notifications for your SLFCU credit card.
  • Transfer balances from other higher interest rate credit cards.

Start using these exciting features today! Log in to online or mobile banking and click on the Card Controls widget. Select the card(s) you wish to manage and complete the quick registration. Want to learn more? Read answers to Frequently Asked Questions at

Money Manager Rates

APY=Annual Percentage Yield
DR=Dividend Rate


Money Manager
0.05% DR / 0.05% APY