Disclosures & Fees

• Membership and Account Agreement (PDF)
• Funds Availability Policy Disclosure (PDF)
• Agreement for Arbitration and Waiver of Class Action (PDF)
• Electronic Fund Transfers Agreement and Disclosure (PDF)
• Overdrafts, Overdraft Fees, and Courtesy Pay/Courtesy Pay Plus (PDF)
• Your Billing Rights (PDF)
• Schedule of Fees & Charges (PDF)
• SLFCU Online Banking Agreement and Disclosure (PDF)
• Credit Card Application and Solicitation Disclosure (PDF)
• Credit Card Agreement and Disclosure (PDF)

BUSINESS DISCLOSURES & FEES

• Business Membership and Account Agreement (PDF)
• Business Services Schedule of Fees & Charges (PDF)
• Business Agreement for Arbitration and Waiver of Class Action (PDF)
• Business Online Banking Agreement and Disclosure (PDF)
• Business Credit Card Disclosure (PDF)
• Business Visa Benefits & Disclosures (PDF)
• Business Mastercard ^® Guide to Benefits

Consumer Loan Disclosures
Signature Loan Disclosure: Variable rate loan. Subject to change. Not everyone will qualify for lowest APR. Special conditions apply. Available APR is based on credit history and term, and may be higher than APR(s) listed. All loans subject to credit approval.

New/Used Car, Truck, Van, and SUV Loan Disclosures
Fixed rate loan. 100% financing available including tax, title and extended warranties. Vehicles from the current or two previous model years with mileage less than 25,001 qualify for new car rates. Subject to change. Not everyone will qualify for lowest APR. Special conditions apply. Available APR is based on credit history and term, and may be higher than APR(s) listed. All loans subject to credit approval.

Stock CreditLine or Stock Loan Disclosures
Borrow up to 75% of the value of the stock as listed in the Wall Street Journal. Variable rate loan. Subject to change. All loans subject to credit approval. Contact credit union for details.

Student Loan Disclosures
Variable rate loan. Subject to change. All loans subject to credit approval. Contact credit union for details.