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Many of SLFCU’s branch lobbies have re-opened for member service with additional safety precautions. Kirtland and Livermore East remain closed. Learn more. To read more about how COVID-19 is affecting SLFCU, click here.

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Home Refinancing

Apply Now

Get a Personalized Estimate

There are many reasons why people refinance their home loans:

  • To take advantage of lower rates
  • To shorten the term of their loan
  • To lengthen the loan term for lower payments
  • To use equity in their home for remodeling, college expenses, or debt consolidation
  • To eliminate private mortgage insurance
  • To move their loan to SLFCU for better member service and support

GET AN INSTANT QUOTE ON REFINANCING YOUR HOME LOAN.

Use SLFCU’s personalized quote calculator to explore refinancing options, including refinancing your existing home loan balance or refinancing with cash out.

Learn about the documents you will need to provide to your SLFCU loan officer.

GREAT SERVICE EVERY STEP OF THE WAY

Our loan officers are available in person and over the phone to walk you through your options and answer your questions. Call us at 505.237.7161 or toll-free at 800.947.5328, extension 7161, or email us at mortgages@slfcu.org.

You can also apply online.


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5/5 Mortgage

Adjustable rate mortgage. Rate adjusts every 5 years.
 

VIEW ALL RATES

5/5 Mortgage
3.00% (1st 5 years)/ 3.724% APR

15/15 Mortgage
3.13% (1st 15 Years) / 3.29% APR