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Due to a high volume of secure messages to our Contact Center, responses are taking longer than usual. Thank you for your patience as we work to assist members as quickly as possible.

Learn how SLFCU’s transactional system upgrade may have affected you; see answers to frequently asked questions.

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Sandia Laboratory Federal Credit Union Sandia Laboratory Federal Credit Union Go to main content
Routing #307083911|
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Tax Season Help


SLFCU members can save up to $15 on TurboTax® federal products. Learn more.

State filing charges apply. Limited time offer for TurboTax 2017. Terms, conditions, features, availability, pricing, fees, service and support options subject to change without notice. Intuit, TurboTax and TurboTax Online, among others, are registered trademarks and/or service marks of Intuit Inc. in the United States and other countries. Other parties' trademarks or service marks are the property of their respective owners. Visit for TurboTax product guarantees and other important information.


SLFCU's routing number is: 307083911



Make the most of your retirement savings by contributing the maximum yearly limit to your IRAs. For the 2017 tax year, you can contribute a total of $5,500 to Traditional or Roth IRAs. If you are over age 50, you can contribute an additional $1,000 “catch-up” contribution. Please submit your IRA contribution in advance of the tax filing deadline to allow plenty of time to complete the necessary paperwork.

If you don’t have an IRA, get started today. SLFCU offers traditional or Roth IRAs, Education Savings Accounts, and IRA Certificates. Open your IRA account with as little as $5.


If you’re looking for higher yield opportunities for your retirement savings, talk to a financial advisor with the MEMBERS Financial Services Program* located at SLFCU. Make an appointment by calling 505.237.7330.

*Securities sold, advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC , a registered broker/dealer and investment advisor. CBSI is under contract with the financial institution to make securities available to members. Not NCUA/NCUSIF/FDIC insured, May Lose Value, No Financial Institution Guarantee. Not a deposit of any financial institution. CUNA Brokerage Services, Inc., is a registered broker/dealer in all fifty states of the United States of America. FR-2085669.1-0418-0520

Deposit Your Tax Refund

Direct Deposits and Automatic Withdrawals

Automatic payment and withdrawal options on SLFCU accounts can include direct deposit of payroll funds or social security, tax refunds, utility bill payments, membership dues, and more. It’s important that the account numbers you use for these services are in a specific format, so funds are deposited to or withdrawn from the correct account. To set up a direct deposit or an automatic withdrawal from any of your SLFCU accounts, you will need the following information:

Sandia Laboratory Federal Credit Union's routing number: 307083911

Your automatic withdrawal and direct deposit account number: It is important to use the automatic withdrawal and direct deposit account number so your deposit or payment is successful.

How to find the correct account number in online banking: In online banking, select the Accounts widget and click on the account for which you'd like to set up the automatic withdrawal or direct deposit. Then select the Account Details tab and look for the "Automatic Withdrawal & Direct Deposit Acct Number". You may also obtain this information by calling us or stopping by any branch.

How to find the correct account number on your checks: Use the number printed on the bottom of your checks as shown in the image below. The autimatic withdrawal and direct deposit account number is in the red box on the right side of the check. (The last number string – 01026 in the image below– is the number of that individual paper check and should not be used. SLFCU's routing number is in the red box on the left side of the check.)

SLFCU direct deposit and automatic withdrawals

To select between a savings or checking account: The 10-digit account number for your savings and checking accounts may be the same. When setting up a deposit or withdrawal with a company or agency, they will ask you to indicate if the account is savings or checking. Indicate the account type you would like the deposit or withdrawal to/from. If no account type has been indicated, your deposit or withdrawal will default to your checking account. Automatic bill payments must originate from a checking account.

For tax refunds:

  • Refunds from joint returns must be deposited into an account that is in the primary taxpayer’s name. The primary taxpayer is the person listed first on your IRS 1040 form.
  • SLFCU can only deposit tax refunds into an account on which the taxpayer is listed as a primary or joint owner. Another person’s refund cannot be deposited to your account unless he or she is also an owner.

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Savings Rates

APY=Annual Percentage Yield
DR=Dividend Rate


0.20% DR / 0.20% APY