Direct Deposits and Automatic Withdrawals

Automatic payment and withdrawal options on SLFCU accounts can include direct deposit of payroll funds or social security, tax refunds, utility bill payments, membership dues, and more. It’s important that the account numbers you use for these services are in a specific format, so funds are deposited to or withdrawn from the correct account. To set up a direct deposit or an automatic withdrawal from any of your SLFCU accounts, you will need the following information:

Sandia Laboratory Federal Credit Union's routing number is: 307083911

Our name and mailing address:

Sandia Laboratory Federal Credit Union
P.O. Box 23040
Albuquerque, NM 87192-1040

Your 10-digit account number: It is important to use the 10-digit format so your deposit or payment is successful.

How to find the correct account number: Use the 10-digit number printed on the bottom of your checks as shown in the image below. The account number is the red box on the right of the check. (The last number string – 01026 in the image below– is the number of that individual paper check and should not be used. SLFCU's routing number is the red box on the left side of the check.)

If you do not have checks or if you are making a deposit or withdrawal to/from a savings account, you can find the correct account number format in online banking. Select the Member Services widget, then "Go to Member Services", then "direct deposit and automatic withdrawal instructions." You may also obtain this information by calling us or stopping by any branch.

To select between a savings or checking account: The 10-digit account number for your savings and checking accounts may be the same. When setting up a deposit or withdrawal with a company or agency, they will ask you to indicate if the account is savings or checking. Indicate the account type you would like the deposit or withdrawal to/from. If no account type has been indicated, your deposit or withdrawal will default to your checking account. Automatic bill payments must originate from a checking account.

For tax refunds:

• Refunds from joint returns must be deposited into an account that is in the primary taxpayer’s name. The primary taxpayer is the person listed first on your 1040.
• SLFCU can only deposit tax refunds into an account on which the taxpayer is listed as a primary or joint owner. Another person’s refund cannot be deposited to your account unless he or she is also an owner.