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Due to the COVID-19 pandemic, select SLFCU branches and lobbies will be closed until further notice. Click here to learn more about our COVID-19 response or read important information about SBA PPP loans

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Sandia Laboratory Federal Credit Union Sandia Laboratory Federal Credit Union Go to main content
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Business-Loans & Credit Cards

Business Loans & Credit Cards

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  • Owner-occupied and non-owner-occupied investment properties
  • Construction and construction-to-permanent financing
  • SBA 504 loans


  • Fixed rate
  • Use for long-term working capital
  • Use for equipment and machinery, commercial vehicles, building improvements, technology system upgrades


  • Establish a CreditLine now so funds are available when your business needs them.
  • For temporary working capital
  • Use for accounts receivable and payroll, inventory and materials, short-term business expenses.


  • Variable APR; U.S. Prime Rate plus 5.0% (floor of 10.75%)
  • 1.00% year-end rebate on purchases
  • No balance transfer fees
  • eStatements available
  • View credit card activity online.
  • Use with Apple Pay®, Google Pay™, or Samsung Pay®. Learn more about contactless payments with mobile wallets

To report a lost or stolen credit card, call 800.449.7728.

If you receive a call regarding a blocked transaction on your business credit card, please call 888.918.7313.

Card Controls

Better protect your SLFCU credit card from fraud with the Card Lock app.

  • Turn your credit card on and off to control when it can be used.
  • Set alerts so you are notified when a transaction has been declined, when your card has been used for an international or online transaction, when you are nearing your credit limit, and more.
  • Set transaction controls, such as defining the geographical locations in which your card can be used and preventing online transactions, international transactions, and transactions greater than a set amount.

Available for your Apple® or AndroidTM smartphone.

SLFCU Mobile App from the App Store

Get it on Google Play


Personal credit card joint account holders

  • When prompted to enter the last four digits of your Social Security number, use the SSN of the primary cardholder.
  • If the other cardholder has already registered your card, use the pre-existing card option. Do not create a new card profile.

Apple, the Apple logo, iPhone, iPad, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

Google Play and the Google Play logo are trademarks of Google Inc.

Mobile Wallets

Mobile Wallets

Apple Pay®

Use it with your SLFCU credit card or debit card. Learn more.

Google PayTM

Google Pay is the fast, simple way to pay with your SLFCU credit card or debit card in stores and online. Learn more.

Samsung Pay® *

Using your SLFCU credit card or debit card is as easy as pulling out your phone. Learn more.

Other Wallets

Learn more about the latest in online checkout with Mastercard or Visa.

Apple, the Apple logo, and Apple Pay are registered trademarks of Apple Inc.

Google Pay and the Google Logo are trademarks of Google LLC.

*Only compatible with select Visa, Mastercard, American Express, and Discover cards from participating banks and qualifying Samsung devices. Check with your bank/issuer to ensure that your card is compatible, and check the Samsung Pay Support page for additional compatibility information regarding devices, carriers, and cards. Samsung and Samsung Pay are trademarks or registered trademarks of Samsung Electronics Co., Ltd.


For most business loan requests, please complete the Business Loan or Line Application and be prepared to provide:

  • Most recent year-end business and personal Federal tax returns; include all business and personal schedules and personal K-1s, if applicable
  • Last fiscal year-end business Profit & Loss Statement and Balance Sheet
  • Most recent interim Profit & Loss Statement and Balance Sheet (if the last fiscal year-end is over six months ago)
  • Business formation documents (business license, partnership agreement, articles of incorporation, articles of organization, or trust certification form)
  • For requests over $50,000 include the additional information requested in the application.

Once you have completed your loan package, contact one of our loan advisors at 505.293.0500 or 800.947.5328 to determine if any additional documentation is needed.

Open an Account

If you have a question, call us at 505.293.0500 or 800.947.5328.