Youth Month at SLFCU

April is National Credit Union Youth Month!

Credit Card Basics

Credit cards can be handy, and building up your credit history can help you make big decisions down the road, such as purchasing a car or home.

The Third Pillar of Financial Health: Borrow

BALANCE Financial Fitness is offering a free online toolkit explaining how spending, saving, borrowing, and planning create your financial health. 

SLFCU Responds With a Record Year of Giving Back

Our 2021 philanthropy plans are in the works! In 2020, SLFCU gave nearly $100,000 to over 31 organizations in NM and CA.

Read to Me Book Drive

Please drop off new and gently used children's books at any New Mexico SLFCU branch during the month of April.

Coronavirus Economic Impact Payment FAQs

Get answers to frequently asked questions about Coronavirus Economic Impact Payments.

SLFCU Annual Meeting Recap

Thank you to the hundreds of SLFCU members who joined us virtually for our 72nd Annual Membership Meeting on February 18!

Meet a MEMBERS Financial Services Professional

Don Lutz has worked on behalf of SLFCU members at MEMBERS Financial Services for about 21 years now. “For me, SLFCU has been a perfect fit,” he says.

New Self-Service Tools for SLFCU Credit Cards

SLFCU credit card holders have new self-service options in online banking on laptop or desktop computers.

Home Loans: Record Growth

SLFCU members financed new homes with us or refinanced their current loans in record numbers in 2020.

SLFCU Introduces New Rebate Program for Business Debit Cards

SLFCU business debit cardholders are eligible to receive rebates on purchases made at participating merchants with the Mastercard Easy Savings^® Program.

Thank You for Donating to the New Mexico Credit Unions Connected Academy!

SLFCU members, employees, and our community partners helped raise $3,370 during our February match month for the NMCUCA.

The Second Pillar of Financial Health: Save

BALANCE Financial Fitness is offering a free online toolkit explaining how spending, saving, borrowing, and planning create your financial health. 

Tax Documents Available Online

Tax documents from 2019 and 2018 are available now in online banking, and 2020 forms will appear as they are generated through May 2021.

Annual Report 2020

Serving our members well is SLFCU’s highest priority, whether they have chosen us for their personal financial needs or to help them run and grow their business.

Felix and Jonathan: Friendship Through Learning

As SLFCU continues to raise funds for the NMCUCA, we’ll periodically feature patients who have, or would have, benefited from having a teacher at UNMCH.

The First Pillar of Financial Health: Spend

BALANCE Financial Fitness is offering a free online toolkit explaining how spending, saving, borrowing, and planning create your financial health. 

TurboTax Discounts

SLFCU members can receive discounts on select TurboTax^® products.

Deposit Your Tax Refund

It’s important that the account number you use for direct deposit services is in a specific format so funds are deposited to the correct account.

Teen Article: What My First Job Taught Me About Earning Money

SLFCU Teen Member Rebekah Payne shares what her first job taught her about earning money and setting financial goals.

Scam Alert Update

SLFCU members are continuing to report fraudulent phone calls and text messages from people claiming to be SLFCU representatives. This includes spoofed phone calls which appear to originate from SLFCU.

2020 Tax Documents Mailing Schedule

2020 IRS tax forms generated by SLFCU will be mailed by these dates and will also be available in online banking. 

Now Available: View Dividend Rates for Term Certificates in Online and Mobile Banking

Members can now view the dividend rate for their certificate(s) in online or mobile banking.

Make 2021 Your Healthiest Financial Year Yet

BALANCE Financial Fitness is offering a new free online toolkit explaining how to improve your financial health. 

Thank You for Following SLFCU!

Thank you to all of our members and community who followed us on social media to support Meals on Wheels.

Build Your Credit and Future with “Smart” Debt

For many people, bigger purchases in life can require borrowing money – and to qualify, you’ll almost certainly need to have a credit score.

We’re Planting 2,521 Trees in our National Forests for Members Who Switched to eStatements!

More than 2,521 SLFCU members switched to eStatements and eNotices between 9/01/20 and 12/31/20.

Double Your Donation

SLFCU will match all donations received for NMCUCA in February. Your contribution will help keep young patients on track toward graduation.

SLFCU Introduces New Contactless Credit Cards

SLFCU is offering contactless Visa Signature^® and Visa Platinum^® credit cards beginning in December. 

2020 IRA Contributions

Make the most of your retirement savings by contributing the maximum yearly limit to your IRAs.

SNL Reaffirms Enduring Relationship with SLFCU

SNL and SLFCU have once again formalized their important relationship with a Memorandum of Understanding.

Switch to eStatements and We’ll Plant a Tree

For every account switched from paper to eStatements and eNotices by midnight 12/31/20, SLFCU will donate $1 to plant a tree. 

Protect Yourself from Mail Theft This Holiday Season

Mail theft tends to increase over the holidays. Use these tips to reduce the chances of having your mail stolen.

End-of-Year Money Moves

For potential ways to decrease your tax bill and/or build more wealth, ask yourself these questions before saying goodbye to 2020. 

Five Great Times to Buy a Vehicle

If you’re planning to buy a new vehicle, carefully timing your shopping may help you secure the best deal. 

College Scholarship Opportunity for New Mexico Students

The New Mexico Credit Union Education Foundation (NMCUEF) is accepting scholarship applications for the 2021–2022 school year.

Teen Article: SOLD! How to Resist Impulse Buying

SLFCU Teen Member Jaelyn Sigmon shares her tips on how to resist impulse buying.

SLFCU Branch Availability as of April 12, 2021

SLFCU Home for the Holidays Photo Contest

Share a festive photo of your holiday or winter decorations on our Facebook or Instagram page and you could win a $200 Lowe's gift card!

Join SNL & SLFCU’s Frozen Turkey Drive!

SLFCU is partnering with Sandia National Laboratories for their annual Take a Frozen Turkey to Work Day benefiting area food pantries

Hope + Education = Life Opportunities

Donations made to the NMCUCA go toward funding a full-time teacher at UNMCH. Following is a report on the program’s first-year progress.
 

Keep Your Cards Working While You Travel

Letting us know about your travel plans this holiday season will help ensure your cards work when you’re far from home.

Driven to Help Others

Meals on Wheels of Albuquerque provides more than just meals to Albuquerque seniors

Teen Article: Is Friendship Expensive?

SLFCU Teen Member Delia Bradley breaks down the impact that friendship can have on a teen's spending habits.

Skip a Payment on Select Loans

SLFCU allows members in good standing to skip up to two payments on select loans in any rolling 12-month period.

MEMBERS Financial Services – Now Available at Paseo!

MEMBERS Financial Services is now open at our Paseo del Norte branch to provide SLFCU members with investment services, retirement planning, and more.

Meet Ross Vogel, Jefferson’s New Branch Manager

With the Jefferson branch moving across the street in 2021, Ross is looking forward to keeping a high level of service as they transition to a larger location.

Google Pay and Samsung Pay Now Available for SLFCU Debit Cards

You can now use your SLFCU debit card with Google Pay™ and Samsung Pay®, as well as Apple Pay® – just like you can with your SLFCU credit card. 

SLFCU Donates to Programs Helping Children in Foster Care

NM Kids Matter is the voice for more than 1,000 kids in the foster care system. SLFCU is pleased to have provided a $5,000 grant to this important organization. 

In the Community

Thank you to our members and employees for their generous donations to this year’s virtual school supply drive benefitting the APS Education Foundation! 

Drive into the New Year

With the holidays on the horizon, replacing an older vehicle might be the best gift you can give yourself. 

Need Help Planning Your Financial Future?

Are you doing all you can to grow your money wisely and plan for your financial future? Think about your answers to the questions in the article to find out if you could be doing more.

Live Chat Now Available in Online Banking and on slfcu.org

SLFCU now offers chat in online banking and on slfcu.org, allowing members to speak directly with an SLFCU representative in real time. 

Teen Article: The Importance of Building Credit in Your Teens

SLFCU Teen Member Nathaniel Morgan talks about the importance of building credit in your teens.

SLFCU and Animas Credit Union Announce Merger Plans

Sandia Laboratory Federal Credit Union and Animas Credit Union (ACU) have announced plans to merge.

Members: Please Ensure We Have Your Current Address

It is important for SLFCU to maintain accurate records for members to ensure they receive account-related communications, including 2020 tax documents. 

Save a Tree and Help a National Forest

For every new eStatement or eNotice registration made now through 12/31/20, SLFCU will donate $1 to the National Forest Foundation.

SLFCU Gives Back to Our Most Vulnerable Neighbors

SLFCU is giving a total of $45,000 in 2020 to 10 organizations in NM and Livermore, CA who are helping those in need during the pandemic. 

Accident Leads Teen to a Powerful Learning Opportunity

Meet Jesus, an energetic 15-year-old and patient at UNM Children's Hospital. While Jesus was recuperating, he met Monica, the full-time teacher at UNMCH. 

Congratulations to Our 2020 Scholarship Winners

Congratulations to our 2020 scholarship winners, and thank you to the 27 members who volunteered their time as judges. 

Fall 2020 Real Estate Report: Albuquerque Area and Tri-Valley, California

Learn about the current real estate market in the Albuquerque, NM and Tri-Valley, CA areas.

Help Us Support Meals on Wheels

Double your social dividends. A good deed is only a click away and could provide a second helping to those in need.

Five Reasons to Switch to eStatements

Now could be a great time to reduce your paper usage and stop receiving paper statements and notices from SLFCU.

“Meals on Wheels is a life saver”

Irene is a participant of Meals on Wheels of Albuquerque and wants everyone to know how important it is for people with economic hardships to receive a meal.

SLFCU Resources During Extreme Fire Danger

SLFCU members in California may experience difficulty visiting a branch due to extreme fire danger. During these times, members may use online, mobile, or automated phone banking.

A New Way to Request Additional Services in Online and Mobile Banking

The place to submit requests for services such as wire transfers or stop payments within online and mobile banking has been relocated.

SLFCU's Jefferson Branch Will Move

We are excited to announce our Jefferson branch will soon move from its current location into a new location across the street, allowing for a larger branch to better serve our members.

Finance Your Next Vehicle with SLFCU in Four Easy Steps

If you’re thinking about buying a new or used vehicle, financing it through SLFCU is easier than you may think. 

New: Make Principal-Only Loan Payments in Online and Mobile Banking

SLFCU has expanded the ability to make principal-only payments to many SLFCU auto, home, and personal loans through online and mobile banking. 

How is a Credit Union Not Like a Bank?

Because members are our first priority, we focus on service and financial education, better rates, and lower fees.

Rick Anderson: On a Mission for Our Members

Throughout his SLFCU career, Rick has taken part in many changes, including SLFCU’s growth from roughly $300 million in assets to just shy of $3 billion today. 

SLFCU Virtual School Supply Drive

Now through Saturday, August 15, SLFCU members can quickly and easily make a monetary donation in support of APS Education Foundation.

Announcing the #LifeHappens Summer Photo Contest Winners!

Congratulations to the winners of our SLFCU #LifeHappens Summer Photo Contest! They each received a $100 gift card to El Patron restaurant! 

Financial Fitness: One More Thing to Learn in College

College is often the first time young adults are making their own money decisions, and budgeting should be discussed well ahead of campus arrival.

SLFCU is the #1 Credit Union in New Mexico…Again!

Sandia Laboratory Federal Credit Union ranked as the #1 credit union in New Mexico for the second year in a row by Forbes Magazine.

Stay On Track Summer Contest

Strengthen your financial skills this summer by completing a BalanceTrack module. You’ll earn a chance to win $500!

A Great Place to Be

To help SLFCU business members navigate the PPP application process, the Credit Union assembled employees across the organization. 

Pullbacks, Corrections, and Bear Markets

The COVID-19 outbreak has put pressure on stock prices, prompting some investors to indiscriminately sell positions at a time when the entire market is trending lower. 

Teen Article: How to Decide Where to Put Your Money

SLFCU teen member Taryn Ortiz details how she manages her money into four different categories.

Introducing John Fehr, Vice President of Infrastructure

SLFCU’s newest Vice President’s interest in all things technical began in high school. 

Solar Energy for Your Home: Lease or Buy?

A new home solar system is a major purchase decision. In 2020, a system can cost $15,000 to $30,000 before rebates and incentives.

SLFCU Streamlines Consumer Loan, Account Application Process

SLFCU is making the consumer loan and account application experience more convenient for our members beginning July 15, 2020.

SLFCU Savings Laboratory® Program

SLFCU’s Savings Laboratory^® Program is an exciting way for kids 12 and younger to learn about saving money.

Inspiring Hope Through Learning Opportunities

Jane and Gary have been SLFCU members since 1993. In 2018, they met Angela, a 12-year-old in need: her reading was at the pre-first grade level, and she required transportation to UNMCH for dialysis treatments.

Count on the Safety and Security of SLFCU

At Sandia Laboratory Federal Credit Union, looking out for our members’ financial well-being has been our top priority for 71 years. 

New and Updated Term Certificates Offer More Ways to Save

To offer our members more options, we’ve updated our term and IRA term certificate offerings. 

Mortgages May Trigger Unsolicited Mail

If you closed on a new home loan, refinanced your mortgage, or opened a Home Equity CreditLine, you may receive multiple solicitations in the mail.

Help Protect Your Family from Financial Elder Abuse

June is National Elder Abuse Awareness month and is a great time to talk with your family members about their future plans.

Paying for College: What to Do If You Need Assistance

If you or your student experiences a gap between your funding and the cost of college, here are a few options you can explore.

Teen Article: Saving is Like Gaming

SLFCU teen member John Wendt explains how saving money can be like playing a video game.

In the Community

SLFCU partners with local restaurants to give back to TriCore, First Choice employees.

Procedures for Restricted Access to the Kirtland Branch

Members needing access to the SLFCU branch on Kirtland AFB must request and obtain a Defense Biometric Identification System pass.

Increase Your Social Dividends Contest

Every week, we’ll pick a new follower to win a $25 Amazon gift card. Once a month we’ll also pick from all of our followers on Instagram, Facebook, and Twitter to win a gift card, too! 

SLFCU Branch Re-Opening

Beginning Monday, May 18, 2020, Sandia Laboratory Federal Credit Union will begin re-opening our branch lobbies.

The Benefits of Refinancing Your Auto Loan with SLFCU

In many situations, refinancing your auto loan can help you meet your financial goals or save you money. 

Spring 2020 Real Estate Report: Albuquerque Area and Tri-Valley, California

Learn about the current real estate market in the Albuquerque and Tri-Valley areas.

SLFCU’s Modest Beginnings

SLFCU was chartered in October 1948 by 15 employees of Sandia National Laboratories. But beyond the charter, how did the Credit Union begin serving members?

Your Family Can Join SLFCU

SLFCU membership is open to more people than you may think. Immediate family and household members of our current members are eligible to join at any time.

Your Accounts…at Your Fingertips

SLFCU’s online and mobile banking system gives you convenient access to your accounts. Make deposits, pay your bills, and more.

SLFCU Support for Restaurants

Please consider supporting our business members that currently offer delivery and/or takeout options. 

SLFCU Savings Laboratory Coloring Contest

Share a photo of your completed coloring page on our Facebook page for a chance to win a $25 gift card to a local restaurant.

Security Reminders for Your Online Accounts

To create a secure username, choose something that you have never used on another site. Your username should include numbers and letters and should be difficult to guess.

Assistance for Businesses Affected by the COVID-19 Pandemic

Small businesses negatively impacted by the COVID-19 pandemic can apply for assistance in the form of Small Business Administration (SBA) loans.

Livermore Downtown Closed on Wednesdays until Further Notice

To help ensure the health of our members and employees, Livermore Downtown will be closed on Wednesdays until further notice.

SLFCU 2020 Scholarship Competition: $4,000 Top Award

SLFCU Members attending college in 2020-2021 are invited to enter our annual essay scholarship competition.

Insurance Needs for Empty Nesters and Retirees

When your children go out on their own in life, financial priorities become more focused on preparing for retirement.

SLFCU Branches Receive ENERGY STAR Certification

SLFCU’s Edgewood, Rio Rancho, and Paseo del Norte branches received 2019 EPA ENERGY STAR certification.

Amaran: A Unique Approach to Senior Living in Albuquerque

SLFCU is financing the loan on the $22 million project for Amaran Senior Living, currently under construction in ABQ.

SLFCU Cardholders Can Now Set Personal Preferences for ATMs

SLFCU members are now able to set their language, fast cash, and receipt preferences at participating ATMs.

Purchasing a Car for Your Teen

Whether they’re heading to college or just received their driver’s license, buying your teen their first vehicle can be exciting, yet overwhelming.

Taking Care of Difficult Business (Part 2)

You can make choices now that will simplify the financial process for your loved ones after you’re gone. 

Teen Article: The Benefits of Budgeting

SLFCU teen member Dallin Gariety goes over many of the benefits of budgeting.

How Does the SECURE Act Affect You?

The SECURE Act has been in effect since January 1, 2020 and SLFCU will continually make regulatory updates.

2020 Marks the 50th Anniversary of SLFCU's Kirtland Branch Grand Reopening

SLFCU’s Kirtland branch will celebrate its 50th anniversary this May.

SLFCU COVID-19 Lobby Closures

Effective immediately, our New Mexico branch lobbies will temporarily close until further notice. 

SLFCU Kirtland Branch Closure

As of Wednesday, March 18, the SLFCU Kirtland branch will be closed until further notice due to the closure of Sandia National Laboratories to non-essential staff.

All SLFCU Events Canceled Until Further Notice

All SLFCU events through April and the use of SLFCU’s community rooms have been canceled in response to the COVID-19 outbreak. 

SLFCU Livermore Branch Availability: The Downtown Branch Is Open; Livermore East Is Closed

We encourage members to use remote access options.

Meet Ryan Bobbin, SLFCU’s Vice President of Organizational Development and Project Management

Ryan started SLFCU’s organizational knowledge management system.

SLFCU Invests in the Community with High School Intern

As part of the Future Focused Education program, SLFCU Intern Kevin is mentored by Tech Park Branch Manager Mike Linton.

In the Community

SLFCU Honored at X3 Mentor Awards.

“Webinar for the Win” BALANCE Contest

Attend a BALANCE webinar for a chance to win $1,000!

Use BALANCE Financial Fitness to Meet Your Goals in 2020

SLFCU’s partner, BALANCE Financial Fitness, has tools and resources that are free to SLFCU members 

Taking Care of Difficult Business (Part 1)

Managing a deceased family member’s finances can be overwhelming. Learn what to expect if you need to handle their SLFCU accounts.

First-time Homebuyers Turn to SLFCU

Kristina Jones and Jacob Robinson-Brown turned to SLFCU when they were ready to buy their first home in 2019. 

SLFCU Cardholders Can Now Set Personal Preferences for ATMs

Beginning March 9, SLFCU members will be able to set their language, fast cash, and receipt preferences at CUAnytime ATMs and participating CO-OP ATMs.

After Hours Debit Card Support

SLFCU now offers support for debit cards after hours, on weekends, and on most holidays.

Teen Earning GED Through NMCUCA Learning Opportunity

UNMCH patient Dane became seriously ill with chronic kidney disease in middle school and is now earning his GED with the help of the NMCUCA.

Keeping our Members on the Road

In 2019, SLFCU originated almost $243 million in auto loans, keeping up with notable numbers from previous years. 

Annual Report 2019

Financially and operationally, 2019 was a solid year of growth for SLFCU. The right people, strategies, and systems are in place to maintain and build upon our institution. 

Teen Article: A Teen's Guide to Budgeting

SLFCU teen member Megan Stein offers tips on how to budget and save.

Email Delivery Issue For Credit Card Customers

An issue has been identified where SLFCU credit card holders were erroneously mailed a letter stating that their email address is invalid.

What Financial Priorities Do You Need to Address in 2020?

For potential ways to decrease your tax bill and/or build more wealth, ask yourself these questions before saying goodbye to 2020. 

Thinking of Buying a Home? It May be More Affordable Than You Think.

Here are some simple savings strategies to help you reach your goal.

What Are Your Financial Goals?

By taking the time to think about your goals, how much they cost, and when you want to achieve them, you will know exactly how much to save. 

A Reflection on Compassion and Generosity

SLFCU employees, members, and community partners raised $80,000 in 2019 to help establish a full-time teacher at UNMCH.

Teen Article: Three Saving Tips for Teens

SLFCU teen member Hailey Robbins offers three saving tips for teens.

In the Community

SLFCU attends the Christmas Electric Light Parade, SLFCU Employees Help Serve Breakfast with Santa

Beware of Social Media Scams

Social media scams are on the rise and young individuals are being targeted regularly. Being a victim of any social media scam can impact your life for many years.

Sandia National Laboratories and SLFCU Celebrate Continued Partnership

SNL and SLFCU recently met to sign the Memorandum of Understanding between the two organizations. 

2019 IRA Contributions

Make the most of your retirement savings by contributing the maximum yearly limit to your IRAs.

Ransomware: Don’t Become a Victim

Malicious software called ransomware can deny access to a computer system and its data until a ransom is paid. 

Teen Article: A Lesson in Fundraising

SLFCU teen member Simran Bhardwaj reflects on the trials and errors of trying to raise money for her high school club.

In the Community

SLFCU is partnering with Roadrunner Food Bank to collect non-perishable food for New Mexico families in need. 

Security Alert: Fraudulent Phone Calls Regarding SLFCU “Special Offers”

If you receive a call and are concerned that it may not be legitimate, please end the call and contact SLFCU directly.

Mastercard® Identity Theft Alert Program Update

Mastercard® is replacing their Identity Theft Alert program with a new, enhanced Mastercard ID Theft Protection™ service.

Smith’s Food & Drug is Now Accepting Visa® Credit Cards Again

SLFCU members can once again use their Visa credit cards at Smith’s Food & Drug.

$20,000,000 Back to Our Members

SLFCU is giving back $20 million in November to its members via a special dividend.

Is Long-Term Care Insurance Right for You?

As you get older, it’s important to think about your potential needs and whether long-term care insurance is right for you or a loved one.

SLFCU Gives Local Business the Strongest Building Material: True Partnership

“People do business with people, not companies,” says Ken Ray, current CEO and founder of Raysteel, Inc. 

Hospitalized Children Benefit from Learning Opportunities

Meet Taylor and her mom, Crystal. Taylor was admitted to the hospital and enrolled in the Mimbres school at the UNM Children’s Hospital.

Meet Brett Wallace Slayden, SLFCU’s New Vice President of Branch Operations

Brett brings extensive experience crafting the credit union member experience to SLFCU.

In the Community

SLFCU hosts semi-annual shredding event; SLFCU gives $20,000,000 back to our members.

Meet New Mexico Credit Unions Connected Academy's New Teacher

Meet Monica Garcia-Roach, the full-time teacher at the Mimbres School – a state-accredited elementary and high school operating in a hospital setting. 

Fall Real Estate Report: Albuquerque Area and Tri-Valley, California

Learn about the current real estate market in the Albuquerque, NM and Tri-Valley, CA areas.

MEMBERS Financial: Clear Guidance from People You Can Trust

As an SLFCU member, you can take advantage of personal financial management services through our collaboration with MEMBERS Financial Services.

Teen Article: Why You Should Save Money

SLFCU teen member Mary Brannon explains why she believes teens should save money, even if they think they're too young.

Announcing the #SLFCUSummer Photo Contest Winners!

Congratulations to the winners of our SLFCU Facebook Summer Photo Contest! They received a $100 gas card to help keep their adventures rolling. 

Skip a Trip with Mobile Deposit

Depositing a check is as easy as taking a picture of it on your smartphone, or visiting a CUAnytime ATM.
 

2019 Scholarship Winners

Congratulations to our 2019 scholarship winners, and thank you to the 24 members who volunteered their time as judges. 

Making Decisions About Life Insurance

Life insurance can be useful, especially to support those who are (or may become) dependent on your income in the event of your death.

Should You Refinance Your Home Loan?

Refinancing involves replacing your current mortgage with a new one, either from the same financial institution or a different one. 

Help SLFCU Provide Learning Opportunities for Hospitalized Children

SLFCU is committed to raising $80,000 in 2019 to employ a full-time teacher for patients like Will who are admitted at the UNM Children’s Hospital.

Reduce Your Monthly Vehicle Payment with SLFCU's Financing Options

Extending your loan term can lower your monthly payments to fit within your budget. 

In the Community

SLFCU attends the Route 66 Run, Rally & Rock Parade, SLFCU Members Support APS Students

Meet SLFCU's New Branch Managers

Meet Russell Wilson, the new branch manager at Paseo del Norte, and Seth Wilson, the new branch manager at Juan Tabo.

Shredding Tips

Shredding unneeded receipts, bills, and papers with personal information is one way to help protect yourself from identity theft.

Heading Off to College? Take SLFCU with You

If you’re heading to college out of state, you can use SLFCU’s on-the-go resources to keep track of your finances no matter where life takes you.

Why Do You Need a Will?

A will is an instrument of power. By creating one, you gain control over the distribution of your assets.

Commonly Asked Questions About Online and Mobile Banking

Get answers to some of the most commonly asked questions about using our online and mobile banking system.

In the Community

SLFCU employees volunteer at the 2019 National Senior Games; SLFCU Partners with SNL to sponsor NM Habitat for Humanity blitz build.

Counterfeit Fraud is on the Rise

The first half of 2019 saw an increase in counterfeit card fraud related to skimmers, deep-insert skimmers, and shimmers across the U.S.

SLFCU's Home Equity CreditLines Can Save You Money

A Home Equity CreditLine could offer you a lower rate than other loan types.

Call Back Feature Now Available

SLFCU has a new feature that allows members who call our Contact Center to request a call back instead of waiting on hold.

Universal Transaction Form

In response to member feedback, SLFCU has created a universal transaction form that can be used for personal and business transactions. 

Everyone Needs an Emergency Savings Account

Having an emergency savings account could help you cover the costs of unexpected expenses in the instance your income changes.

Individuals claiming to be SLFCU employees are calling members

SLFCU has received reports that individuals purporting to be SLFCU employees are calling members and claiming money is owed to the Credit Union.

College Planning Timeline

Whether you’re starting or returning to college, it’s a good idea to set up a plan so you can feel confident about your responsibilities.

SLFCU Named a Forbes Magazine Best-in-State Credit Union for 2019

Sandia Laboratory Federal Credit Union has been recognized as one of Forbes Magazine’s Best-in-State Credit Unions 2019.

Buying a Home? Skip PMI with SLFCU and Save Big

Purchasing a home is exciting, but if you’re a first-time home buyer you’re likely to encounter many unfamiliar terms and concepts.

Teen Article: Baking Up Business

SLFCU teen member Simran Bhardwaj talks about how she turned her baking hobby into a business.

SLFCU Partners with Local Credit Unions to Help Hospitalized Children

SLFCU is helping fund the NM Credit Unions Connected Academy to keep children learning while at UNMCH.

Now is a Great Time to Start Saving for Holiday Spending

Being mindful about spending, and creating a savings goal now, can help keep your finances on track.

Make Saving Fun for Your Kids

SLFCU’s Savings Laboratory^® is an exciting way for kids 12 and younger to learn about saving money. 

Using Your Code Word for Identification

New members are asked to select a code word when opening an SLFCU account as an additional means of identification.

Back-To-School Supplies Drive

Sandia National Laboratories kicks off its annual school supply drive on July 1 (ending August 7).

Call Back Feature Now Available

SLFCU has a new feature that allows members who call our Contact Center to request a call back instead of waiting on hold for the next available representative.

Save for a Down Payment with Online and Mobile Banking

SLFCU's online and mobile banking make it simple to create and track your progress toward saving for a down payment.

Teen Article: Money – It Comes, It Goes

Mariah explains why saving your money is a wiser choice than spending it, and how SLFCU's Savings Laboratory^® Program encouraged her to save. 

Protect Yourself Through Data Breach Awareness

Many fraudsters use the internet as a source for personal data to help them commit fraud. Are you confident your information is protected? 

Spring Real Estate Report: Albuquerque Area and Tri-Valley, California

Learn about the current real estate market in the Albuquerque and Tri-Valley areas.

SLFCU's Online & Mobile Banking System: One Year Later

We have performed a number of updates to our new online and mobile banking system to ensure it is meeting the needs of our members.

The Borrower Protection Plan

Peace of mind for your auto loans, credit cards, and signature loans. 

Online Banking Access for Joint Account Owners

Based on member feedback, we have implemented an online banking enhancement allowing joint owners on personal accounts the ability to see and transact on those accounts in online banking.

What is Product ID?

Product ID, formerly “type and suffix,” is the four-digit number that identifies SLFCU members’ sub-accounts, such as individual savings, checkings, term certificates, etc. 

Tips for Using SLFCU Automated Phone Banking

SLFCU’s automated phone banking system gives members 24/7 access to their accounts. It is designed to provide options based on your specific accounts.

Planning for Travel with Your SLFCU Credit or Debit Cards

While planning is usually done before booking a vacation, it’s also important to plan for using your SLFCU credit or debit card while you’re traveling.

Your Emergency Fund: How Much is Enough?

Bad things happen to the best of us – and they usually come in waves. In instances like these, it’s important to have a financial life preserver in the form of an emergency cash fund. 

Reaching Goals with Solid Plans

Cornell senior and 2018 SLFCU scholarship winner Rebecca Restrepo has a lot to look forward to in 2019. 

Retirees Bring Tech Expertise to Small Businesses

When they step out of the workforce, retirees take a wealth of knowledge and experience with them. 

Your SLFCU Credit Card Could Save You Money

Now is a great time to work toward reducing debt. To save money and reduce credit card debt, many people opt to transfer their credit card balances to cards with a lower rate.

3 Reasons to Get Pre-approved for an SLFCU Home Loan

Thinking of moving? Getting pre-approved can reduce some of the stress of buying a new home.

SLFCU Donates $1,000 to Roadrunner Food Bank of New Mexico

Sandia Laboratory Federal Credit Union celebrated our new Jefferson branch with a grand opening ceremony on March 14.

MEMBERS Financial Advisors Make Top 100

Congratulations to Don Lutz and Paul Fedorko for making Bank Investment Consultant’s list of Top 100 Bank Advisors. 

SNL Livermore Collaborates with SLFCU on Homebuying Assistance

SNL Livermore sought out SLFCU to help ease their employees' California home buying efforts.

Members Ask, SLFCU Answers

SLFCU pays close attention to member feedback and survey responses. Here are some answers to recent questions and comments.

Five Ways to Establish Good Credit

The only way to build a credit record is to have and use credit. Here are some ideas on how to get started.

SLFCU’s 15/15 Adjustable Rate Mortgage

We offer 15/15 adjustable rate mortgages that have the stability of just one rate change during the life of the loan.

Jefferson Branch Grand Opening

SLFCU’s new Jefferson branch is now open to serve members and will host a grand opening and ribbon-cutting ceremony.

Scam Alert: Fake Calls About Your SSN

Decline calls from people pretending to be from the Social Security Administration to get your Social Security number and money.

Don't Get Hooked by a Phishing Scam

Scammers are working harder than ever to fool consumers. One trick of the trade is referred to as phishing.

Introducing Jefferson Branch Manager Jenna Deal

With 12 years of experience with SLFCU, Jenna is well versed in the services in which members might need some assistance.

SLFCU Reaches 100,000th Member Milestone

Our 100,000^th member, Keely Dobbs, said joining the right financial institution couldn’t have been easier.

New Jefferson Branch

SLFCU's new Jefferson branch located at 7500 Jefferson Street NE, Suite 100, is now open.

Increase in Debit Card Fraud

SLFCU has observed an increase in fraudulent transactions on SLFCU debit cards and has taken measures to safeguard our members’ accounts.

Teen Article: Writing and Submitting a Check

Since payments have turned digital, Rebecca feels the new generation doesn’t know the process of writing or cashing a check. 

Introducing Paseo del Norte Branch Manager Sam Montoya

Sam Montoya is a familiar face to many of our Kirtland branch members.

Tax Document Mailing Schedule

2018 IRS tax forms generated by SLFCU will be mailed by these dates and will also be available in online banking. 

SLFCU Business Services Has Moved

As of Monday, January 7, SLFCU Business Services has moved to 7500 Jefferson Street NE, Suite 100.

Lock Your Debit Cards with Your Smartphone

Help protect your SLFCU Mastercard debit card from fraud. Set controls and receive alerts by using the CardNav^SM app.

Introducing BALANCE Financial Fitness

SLFCU's new partner can help you start 2019 on the path to a stronger financial future.

Government Shutdown: What If It Impacts You?

The government shutdown is creating uncertainty for many SLFCU members. If your job is impacted by the shutdown, be assured that SLFCU is here to help.

Phishing Emails Reported

SLFCU has been made aware of fraudulent emails being sent to both members and non-members.

New Rio Rancho Branch Manager Tess Wasson

SLFCU’s new Rio Rancho Branch Manager, Tess Wasson, is a familiar face to many of our Rio Rancho branch members.

Teen Article: Early Birds and Money Worms

This summer I made a big decision. With the proceeds from my first job, I decided to open a Roth IRA. 

Children Can Earn Prizes by Saving Holiday Gift Money

The holidays can be a great opportunity to teach children valuable lessons about money. 

SLFCU Website Accessibility Tools

SLFCU meets legal guidelines for website accessibility and ensures slfcu.org functions well for all members. 

Holiday Help for Those in Need

SLFCU partners with Albuquerque non-profit to collect donations during the holiday season. 

Shop with Your SLFCU Debit Card for the Holidays

SLFCU’s free checking accounts come with a no-fee Mastercard^® debit card you can use to simplify your holiday shopping.

Holiday Shopping Benefits with Your SLFCU Credit Card

Take advantage of these shopper benefits that can save you money this holiday season.

October Shredding Event Helps New Mexicans in Need

SLFCU members generously donated 437 pounds of non-perishable food to the Rio Grande Food Project.

Teen Article: Advice to New Debit Cardholders

If you do these things, being a cardholder will be a lot easier, and you'll be more comfortable handling your own money.  

2018 Scholarship Winners

Congratulations to SLFCU’s essay scholarship winners, and thank you to the 17 members who volunteered their time as judges. 

Introducing Kirtland Branch Manager Melissa Cordova

After eight years of serving the financial needs of our Los Lunas members, Melissa is ready to build solid relationships with Kirtland members.

Shredding Tips

Shredding unneeded receipts, bills, and papers with personal information is one way to help protect yourself from identity theft.

SLFCU Members Support APS Students

Thank you to all who brought school supplies to SLFCU branches or made monetary donations during the back-to-school supplies drive.

Local Landmark Relies on SLFCU

Los Poblanos Historic Inn & Organic Farm, located in Los Ranchos de Albuquerque, NM, was originally founded in 1934.

Online Tools for Finding Your Dream Home

When you register with the HomeAdvantage® program, you can take advantage of many home buying benefits.

Help Teens Prepare for Financial Success

The teenage years are an ideal time to introduce young people to hands-on financial experiences and help them develop smart money habits.

SLFCU Supports Habitat for Humanity

SLFCU, Greater Albuquerque Habitat for Humanity, Sandia Retirees, and Friends House celebrated the dedication ceremony in June with new homeowners.

Achieve Your Savings Goals with SLFCU

SLFCU members can create savings goals in online banking. Start a savings goal to buy a home, plan a wedding, or make charitable donations.

Security Resources on the Federal Trade Commission Website

The FTC website is a helpful resource for SLFCU members who are searching for information on ways to avoid scams, and how to protect yourself as a consumer.

Access Your SLFCU Accounts Anywhere

Free services give you access to your accounts everywhere life takes you, saving you both time and money. 

Teach Saving Habits Early

With the SLFCU Savings Laboratory®, teaching your child positive financial habits can be both fun and rewarding.

Insurance Built for Credit Union Members Like You

SLFCU partners with TruStage Insurance Agency to offer members competitive rates, quality products, and helpful advice without sales pressure. 

Review Your Credit Report

The Fair Credit Reporting Act requires that your credit report be made available to you for free.

Summer Real Estate Report

Learn about the current real estate market in the Albuquerque and Livermore areas.

Online & Mobile Banking Tips

SLFCU staff in branches and at our Contact Center can answer your questions about our new online and mobile banking.

Smart Ways to Pay for College

What to do when school grants, scholarships and government loans don’t cover the costs of attending college.  

Six Tips for Creating an Effective Budget

If you're building a new budget or updating an existing one, these tips could help you better manage debt.

Save for a Down Payment with Online and Mobile Banking

SLFCU's online and mobile banking make it simple to create and track your progress toward saving for a down payment.

Teen Article: A Lesson in Giving

I will be making a tangible difference in our New Mexico community, and I know that someone’s life is improving. 

Move Your Money to a Free SLFCU Checking Account

Our free checking accounts have no minimum deposit requirement, no monthly fees, and may pay dividends on balances of $500 or more.

Upgraded Online Banking Brings Requested Functionality

With our recent online banking upgrade, we’re happy to be able to provide many updates that members have requested.

A Focus on Education

SLFCU scholarship winner Bella Starkweather is following in her sisters’ footsteps by attending the University of New Mexico.

No Credit History: Not Just a Problem for Young Adults

A lack of credit history can be an issue for financially established individuals who opt to pay cash instead of getting loans or using credit cards.

Looking to the Future with Aligned Values

Danlar Collision's partnership with SLFCU Business is built upon shared values like respect, service, and support.

New Online Banking - How to Transfer Money

Learn about transfers in the new online banking system. 

How Much Should You Save By Age 30, 40, 50, or 60?

What number should you strive to reach?

Online Banking Budgeting and Savings Tools

SLFCU’s online banking gives you access to tools that can help you build a monthly budget, and more.

Building a Career Based on the Credit Union Difference

When Card Services Manager Jeff Morris was 20 years old, his sister – branch manager of a bank in Amarillo – suggested he look for a job with a financial institution.

Don't Give Your Account Information to Scammers

Cyber criminals create fake accounts or hack into real social media accounts and try to trick you into giving them money by asking for your account information.

Manage Your Money Wisely in 2018

Setting up a budget can help you manage the money you earn and develop a plan to meet your future goals.

Should You Freeze Your Credit?

A credit freeze restricts creditors from accessing your credit report, which prevents both legitimate and fraudulent loans and accounts from being opened in your name.

SLFCU Visa Cards Offer Benefits for Travelers

If you have a credit card from SLFCU, you may be able to take advantage of extra benefits that could save you money and make travel easier. 

What is a CreditLine?

A CreditLine, also known as a line of credit, is a loan that allows you to borrow money and pay it back repeatedly, without having to apply for a new loan each time.

Mail Your Holiday Checks at the Post Office

Mail theft tends to increase over the holidays. Follow these tips to reduce the chances of having your mail stolen.
 

An Estate Planning Checklist

What to Check (and Double-check)

Protect Yourself Against Data Breaches

Recent security breaches, particularly the September announcement by Equifax that data for 143 million Americans was compromised, have caused intense concern.

Equifax Breach Information

Equifax has announced a cybersecurity incident potentially impacting approximately 143 million U.S. consumers.

Lock Your Cards with Your Smartphone

Help protect your debit and credit cards from fraud.

More Convenience for Automatic Credit/Debit Card Payments

Beginning in October 2017, updated card information will be provided to billers that automatically charge your card.

SLFCU Members Buy Their First Home

When Lesley and Kurtis Caldwell decided they were ready to buy a home, they turned to SLFCU for a quality mortgage and great service.

SLFCU Supports Habitat for Humanity

Greater Albuquerque Habitat for Humanity celebrated the groundbreaking of two new homes.

2017 Scholarship Winners

Congratulations to SLFCU’s scholarship winners, and thank you to the members who volunteered their time as judges. This is the 23^rd consecutive year SLFCU has awarded scholarships.

Investing Basics for Teens

Although investing isn’t necessary to become financially stable or independent, it may provide benefits to someone looking for a smart way to grow their extra cash.

One Couple, Two Different Retirements?

After many years together, some retired spouses may find their daily routines far apart.

Share the Benefits of Credit Union Membership

As a member and owner of SLFCU, you get great service, competitive rates, and products designed to fit your financial needs. And you can share the credit union advantage with your family and friends.

Printable Loan Payment Coupons

Now you can print loan coupons from SLFCU's website to mail with your loan payments.

Edgewood Branch Meets Member Needs

David Stout joined SLFCU in 1976 after starting a new job with Sandia National Laboratories. He had just left the military and was interested in buying a house with his wife.

Access SLFCU Accounts Wherever You Are

SLFCU offers all of the financial services you need, even if you are unable to visit or do not live near a branch.

Take Advantage of Your Card's Many Benefits

Most credit and debit cards come with benefits that encourage consumers to choose that particular card over the other options available to them. 

Ensure Direct Deposit Information is Current

It's important to verify that your account information is up to date in order to ensure your direct deposits don’t experience problems or delays.

Family Finds Value for All Ages at SLFCU

The Maki parents make sure their kids have regular opportunities to think about saving and spending money.

What Do Teens Need to Know About Credit?

Good credit is the key to a solid financial foundation. It can help you secure a loan for school and a car, often at a better rate than someone with a low score would receive.

New Fixed Rate Mortgages with Low Down Payments

It’s a common misperception that lenders require a down payment of at least 20% of the price of the home.

Tell Your Beneficiaries About Your Accounts and Policies

Will your heirs receive a fair share of your wealth?

Avoiding Mail Theft and Check Fraud

Mail theft and check fraud are causing increased concern for individuals trying to keep their financial information safe.

Online Help with Buying Your Next Car

SLFCU has resources to help you navigate the car buying process so you can make informed decisions.

Meet Your Livermore Downtown Branch

For 33 years Livermore members of SLFCU were served by just one branch, located near Sandia National Laboratories’ Livermore site.

Support for School: SLFCU Scholarship Recipient Provides Community Support

Caroline Stapleton was one of 12 recipients of SLFCU’s 2016 Scholarship.

How SLFCU Sets Rates

SLFCU strives to price our products in a way that both benefits members and keeps their money safe. Robert Chavez, President/CEO, explains three factors that determine the pricing of deposits and loans at SLFCU.

Avoid Checking Account "Oops" Situations

SLFCU can help you set up your checking account to avoid Non Sufficient Funds (NSF) fees, returned checks, and declined cards.

Comprehensive Financial Planning: What It Is, Why It Matters

Your approach to building wealth should be built around your goals and values.

Reward Kids for Saving

Designed to help encourage savings habits and financial responsibility at an early age, the SLFCU Savings Laboratory program offers an engaging way for kids to get excited about saving.

Choosing the Right Account Type for Children

When opening a savings account for a child, it's important to consider what purpose the account will serve.

Financing Your Vehicle

Buying a vehicle doesn't have to be stressful. Once you've found the car that best meets your needs, follow these tips for smooth shopping.

Keep Your Mobile Device Secure

The amount of malware targeting mobile devices tripled in 2015. Smartphones and tablets are as powerful as many desktop computers, and security is just as important.

Buying a Home: What to Save and How to Get There

There are three things you need to consider when saving for a home: a down payment, closing costs, and insurance and taxes.

Protect Yourself from Online Sales Fraud

A number of SLFCU members have been targeted by online sales scams, mainly in the form of bad checks. SLFCU recommends that you never accept a check from someone you don’t know.

Starting a Career

Starting a career can be an exciting time, and it’s important to think about what a steady income means for your financial goals. 

MasterPass Simplifies Online Shopping

Shopping online can be tedious – check out as a guest, and you're entering card and shipping information; set up an account, and now you have another username and password.

What Makes Up Your Credit Score?

If you want to see your credit score increase, there are several strategies to boost it. 

Minimize Risk of Identity Theft

Identity theft is a growing problem that is a potential risk to everyone. Take steps to reduce the chances of having your identity stolen.

Preparing Your Accounts for the Future

Preparing your finances so others may assist you if necessary can be an important step in making sure your finances are handled the way you want.

Heading to College

For most people, college is the first time you'll be fully responsible for your finances. During college a budget is critical.

Can You Afford a Home?

Buying a house can be daunting, and it's easy to feel overwhelmed. You probably have many questions: Which neighborhood is right for you? Is an appraisal different from an inspection?

$2,000 of Insurance Coverage

To help you protect the people who matter most in your life, SLFCU endorses TruStage Accidental Death and Dismemberment Insurance from CMFG Life Insurance Company.

Buying a New Car?

AutoSMART has the tools to guide you through the entire car buying process, saving you time and helping you make informed decisions. 

Getting Married

Marriage marks a big turning point in life, and finances are often a significant consideration. Here are some topics you and your partner should discuss.

Starting a Family

Having a baby is expensive. Obvious costs include medical bills, baby gear, daycare, and lost wages. But there are many other financial considerations when it comes to starting a family.

Manage Money with Your Child

Children can be introduced to the concept of money at a young age. Whether it’s spending birthday money on a new toy or helping a parent at the grocery store, there are many opportunities.

Car Shopping Tips

When buying a new car, there are a lot of things to keep in mind. The Credit Union National Association recommends these six tips:

Money Management Strategies for Teens

Managing money wisely isn’t just a concern for adults – teenagers with jobs receive paychecks, and many high school graduates receive monetary gifts.

Think Twice Before Moving IRAs

Rolling over a distribution from your employer-sponsored retirement plan account to a traditional IRA isn't difficult. Still, it's easy to make a mistake that could cost you.