This page uses JavaScript. Your browser either does not support JavaScript or you have it turned off. To see this page properly please use a JavaScript enabled browser.

View information related to frequently asked questions regarding SLFCU accounts.

View Alert
Sandia Laboratory Federal Credit Union Sandia Laboratory Federal Credit Union Go to main content
Routing #307083911|
Login
Online Banking
Business Credit Card
Manage a Home Loan
Manage a Student or Consolidation Loan
Return to a Saved Application
Return to a Saved Mortgage Application
SLFCU Scholarship Competition: $3,000 Top Prize

Members of SLFCU attending college in 2019-2020 are invited to enter our annual essay scholarship competition.

LEARN MORE
Coming Soon: Online Banking Access for Joint Account Owners

Based on member feedback, we are currently working to allow joint owners on personal accounts the ability to see and transact on those accounts in online banking.

LEARN MORE
Member Feedback Drives Statement Enhancements

SLFCU values your feedback. We have made several improvements to monthly account statements based on recent input from our members.

LEARN MORE
Reaching Goals with Solid Plans

Cornell senior and 2018 SLFCU scholarship winner Rebecca Restrepo has a lot to look forward to in 2019. 

LEARN MORE
Retirees Bring Tech Expertise to Small Businesses

When they step out of the workforce, retirees take a wealth of knowledge and experience with them. 

LEARN MORE
Your SLFCU Credit Card Could Save You Money

Now is a great time to work toward reducing debt. To save money and reduce credit card debt, many people opt to transfer their credit card balances to cards with a lower rate.

LEARN MORE
3 Reasons to Get Pre-approved for an SLFCU Home Loan

Home-buying season has begun. Thinking of moving? Getting pre-approved with SLFCU can reduce some of the stress of buying a new home.

LEARN MORE
SLFCU Donates $1,000 to Roadrunner Food Bank of New Mexico

Sandia Laboratory Federal Credit Union celebrated our new Jefferson branch with a grand opening ceremony on March 14.

LEARN MORE
Deposit Your Tax Refund

It’s important that the account numbers you use for direct deposit services are in a specific format so funds are deposited to the correct account.

LEARN MORE
Shredding Tips

Shredding unneeded receipts, bills, and papers with personal information is one way to help protect yourself from identity theft.

LEARN MORE
SNL Livermore Collaborates with SLFCU on Homebuying Assistance

Sandia National Laboratories Livermore sought out SLFCU to help ease their employees' California home purchasing efforts.

LEARN MORE
MEMBERS Financial Advisors Make Top 100

Congratulations to Don Lutz and Paul Fedorko for making Bank Investment Consultant’s list of Top 100 Bank Advisors. 

LEARN MORE
Members Ask, SLFCU Answers

SLFCU pays close attention to member feedback and survey responses. Here are some answers to recent questions and comments.

LEARN MORE
Five Ways to Establish Good Credit

The only way to build a credit record is to have and use credit. Here are some ideas on how to get started.

LEARN MORE
SLFCU’s 15/15 Adjustable Rate Mortgage

We offer 15/15 adjustable rate mortgages that have the stability of just one rate change during the life of the loan.

LEARN MORE
Jefferson Branch Grand Opening

SLFCU’s new Jefferson branch is now open to serve members and will host a grand opening and ribbon-cutting ceremony.

LEARN MORE
Holiday Shopping Benefits with Your SLFCU Credit Card

Take advantage of these shopper benefits that can save you money this holiday season.

LEARN MORE
October Shredding Event Helps New Mexicans in Need

SLFCU members generously donated 437 pounds of non-perishable food to the Rio Grande Food Project.

LEARN MORE
Skip a Payment on Select Loans

SLFCU allows members in good standing to skip up to two months of payments on select loans in any rolling 12-month period.

LEARN MORE
Keep Your Cards Working While You Travel

SLFCU debit and credit cards may be able to detect unusual activity patterns and block transactions unless you take precautions.

LEARN MORE
New MEMBERS Financial Services Advisor John Marek

John comes with 14 years of investment planning experience and a passion for helping people achieve financial success.

LEARN MORE
How Much Money Will You Need in Retirement?

Have you underestimated? If you’re considering retiring in the near future, consider these factors.

LEARN MORE
Teen Article: Advice to New Debit Cardholders

If you do these things, being a cardholder will be a lot easier, and you'll be more comfortable handling your own money.  

LEARN MORE
2018 Scholarship Winners

Congratulations to SLFCU’s essay scholarship winners, and thank you to the 17 members who volunteered their time as judges. 

LEARN MORE
Introducing Kirtland Branch Manager Melissa Cordova

After eight years of serving the financial needs of our Los Lunas members, Melissa is ready to build solid relationships with Kirtland members.

LEARN MORE
Online Banking Budgeting and Savings Tools

SLFCU’s online banking gives you access to tools that can help you build a monthly budget, and more.

LEARN MORE
How Much Should You Save By Age 30, 40, 50, or 60?

What number should you strive to reach?

LEARN MORE
Building a Career Based on the Credit Union Difference

When Card Services Manager Jeff Morris was 20 years old, his sister – branch manager of a bank in Amarillo – suggested he look for a job with a financial institution.

LEARN MORE
Don't Give Your Account Information to Scammers

Cyber criminals create fake accounts or hack into real social media accounts and try to trick you into giving them money by asking for your account information.

LEARN MORE
Should You Freeze Your Credit?

A credit freeze restricts creditors from accessing your credit report, which prevents both legitimate and fraudulent loans and accounts from being opened in your name.

LEARN MORE
Teen Article: The Bro Business

This past summer my friends and I started a neighborhood yard business. The four of us called it the Bro Business.

LEARN MORE
Manage Your Money Wisely in 2018

Setting up a budget can help you manage the money you earn and develop a plan to meet your future goals.

LEARN MORE
SLFCU Visa Cards Offer Benefits for Travelers

If you have a credit card from SLFCU, you may be able to take advantage of extra benefits that could save you money and make travel easier. 

LEARN MORE
What is a CreditLine?

A CreditLine, also known as a line of credit, is a loan that allows you to borrow money and pay it back repeatedly, without having to apply for a new loan each time.

LEARN MORE
Teen Article: The Value of Earning Your Own Money

I'm 14 years old, and while most of my friends slept late over the summer, I decided to get my first job.

LEARN MORE
SLFCU Supports Habitat for Humanity

Greater Albuquerque Habitat for Humanity celebrated the groundbreaking of two new homes.

LEARN MORE
2017 Scholarship Winners

Congratulations to SLFCU’s scholarship winners, and thank you to the members who volunteered their time as judges. This is the 23rd consecutive year SLFCU has awarded scholarships.

LEARN MORE
SLFCU and KFCU No Longer Merging

In 2016, we announced plans to pursue a merger between SLFCU and Kirtland Federal Credit Union. The boards of directors of both credit unions have decided to terminate that merger agreement.

LEARN MORE
Investing Basics for Teens

Although investing isn’t a necessary skill to master in order to become financially stable or independent, it may provide benefits to someone looking for a smart way to grow their extra cash

LEARN MORE
Find Surcharge-free ATMs at Convenient Locations

SLFCU belongs to a nationwide network of nearly 30,000 surcharge-free ATMs.

LEARN MORE
Printable Loan Payment Coupons

Now you can print loan coupons from SLFCU's website to mail with your loan payments.

LEARN MORE
One Couple, Two Different Retirements?

After many years together, some retired spouses may find their daily routines far apart.

LEARN MORE
Share the Benefits of Credit Union Membership

As a member and owner of SLFCU, you get great service, competitive rates, and products designed to fit your financial needs. And you can share the credit union advantage with your family and friends.

LEARN MORE
Teen Article: The Importance of Saving

Setting aside perfectly good spending money is the basis for a much broader world of opportunities.

LEARN MORE
Edgewood Branch Meets Member Needs

David Stout joined SLFCU in 1976 after starting a new job with Sandia National Laboratories. He had just left the military and was interested in buying a house with his wife.

LEARN MORE
Access SLFCU Accounts Wherever You Are

SLFCU offers all of the financial services you need, even if you are unable to visit or do not live near a branch.

LEARN MORE
Take Advantage of Your Card's Many Benefits

Most credit and debit cards come with benefits that encourage consumers to choose that particular card over the other options available to them. 

LEARN MORE
Ensure Direct Deposit Information is Current

It's important to verify that your account information is up to date in order to ensure your direct deposits don’t experience problems or delays.

LEARN MORE
Family Finds Value for All Ages at SLFCU

The Maki parents make sure their kids have regular opportunities to think about saving and spending money.

LEARN MORE
What Do Teens Need to Know About Credit?

Good credit is the key to a solid financial foundation. It can help you secure a loan for school and a car, often at a better rate than someone with a low score would receive.

LEARN MORE
New Fixed Rate Mortgages with Low Down Payments

It’s a common misperception that lenders require a down payment of at least 20% of the price of the home.

LEARN MORE
Avoiding Mail Theft and Check Fraud

Mail theft and check fraud are causing increased concern for individuals trying to keep their financial information safe.

LEARN MORE
Comprehensive Financial Planning: What It Is, Why It Matters

Your approach to building wealth should be built around your goals and values.

LEARN MORE
Reward Kids for Saving

Designed to help encourage savings habits and financial responsibility at an early age, the SLFCU Savings Laboratory program offers an engaging way for kids to get excited about saving.

LEARN MORE
Is It Time for Life Insurance?

Important life events may call for it.

LEARN MORE
Choosing the Right Account Type for Children

When opening a savings account for a child, it's important to consider what purpose the account will serve.

LEARN MORE
Financing Your Vehicle

Buying a vehicle doesn't have to be stressful. Once you've found the car that best meets your needs, follow these tips for smooth shopping.

LEARN MORE
Keep Your Mobile Device Secure

The amount of malware targeting mobile devices tripled in 2015. Smartphones and tablets are as powerful as many desktop computers, and security is just as important.

LEARN MORE
Buying a Home: What to Save and How to Get There

There are three things you need to consider when saving for a home: a down payment, closing costs, and insurance and taxes.

LEARN MORE
Protect Yourself from Online Sales Fraud

A number of SLFCU members have been targeted by online sales scams, mainly in the form of bad checks. SLFCU recommends that you never accept a check from someone you don’t know.

LEARN MORE
Teen Article: The Snowball Effect of Saving

The way you spend and save money when you are a teenager can help you in your future. Some teens spend money as soon as they get it.

LEARN MORE
Starting a Career

Starting a career can be an exciting time, and it’s important to think about what a steady income means for your financial goals. 

LEARN MORE
MasterPass Simplifies Online Shopping

Shopping online can be tedious – check out as a guest, and you're entering card and shipping information; set up an account, and now you have another username and password.

LEARN MORE
Teen Article: Weighing the Cost of College Tuition

Sierra Robinson is a senior at Eldorado High School in Albuquerque and the first winner of SLFCU’s teen article competition.

LEARN MORE
Convenient Account Access When Traveling

Just because you're away from home doesn't mean you have limited access to your accounts.

LEARN MORE
What Makes Up Your Credit Score?

If you want to see your credit score increase, there are several strategies to boost it. 

LEARN MORE
Automated Phone Banking Provides An Individualized Experience

Call SLFCU's responsive phone system to check balances and history, make transfers, pay loans, and more.

LEARN MORE
Minimize Risk of Identity Theft

Identity theft is a growing problem that is a potential risk to everyone. Take steps to reduce the chances of having your identity stolen.

LEARN MORE
Budgeting Strategies for Kids and Teens

When teaching finances to children, it can be difficult to point out the distinction between needs and wants, since many needs are handled by their parents.

LEARN MORE
Preparing Your Accounts for the Future

Preparing your finances so others may assist you if necessary can be an important step in making sure your finances are handled the way you want.

LEARN MORE
Checking Account Questions Answered

There are a lot of features that comprise a checking account. We've answered some frequently asked questions to help you get the most out of your checking account.

LEARN MORE
Heading to College

For most people, college is the first time you'll be fully responsible for your finances. During college a budget is critical.

LEARN MORE
Can You Afford a Home?

Buying a house can be daunting, and it's easy to feel overwhelmed. You probably have many questions: Which neighborhood is right for you? Is an appraisal different from an inspection?

LEARN MORE
$2,000 of Insurance Coverage

To help you protect the people who matter most in your life, SLFCU endorses TruStage Accidental Death and Dismemberment Insurance from CMFG Life Insurance Company.

LEARN MORE
Buying a New Car?

AutoSMART has the tools to guide you through the entire car buying process, saving you time and helping you make informed decisions. 

LEARN MORE
Start Building Credit

Building credit is a common concern for teens and young adults. You need a good credit history in order to get an auto loan or credit card, and sometimes even contractual items like phone plans.

LEARN MORE
Maintaining a Healthy Credit Score

Your credit score and credit report are typically reviewed by lenders before they’ll approve you for a loan. 

LEARN MORE
5 Things to Look for in a Checking Account

It’s important to select a checking account that helps you meet your goals.

LEARN MORE
Getting Married

Marriage marks a big turning point in life, and finances are often a significant consideration. Here are some topics you and your partner should discuss.

LEARN MORE
What Data Breaches Mean for You and SLFCU

Data breaches at retail merchants are occurring more frequently than in the past. However, members can be assured that SLFCU is ready to help if your data is compromised.

LEARN MORE
SLFCU Can Help in Difficult Situations

SLFCU offers solutions for managing difficult financial situations. You can rely on SLFCU to provide personal, caring service and professional guidance.

LEARN MORE
Starting a Family

Having a baby is expensive. Obvious costs include medical bills, baby gear, daycare, and lost wages. But there are many other financial considerations when it comes to starting a family.

LEARN MORE
Mastercard Identity Theft Alerts

Mastercard's Identity Theft Alert program monitors your online identity and sends you an alert if it detects that your personal information has been exposed to potential fraud or theft.

LEARN MORE
Credit Card Basics

A credit card allows you to borrow money to make purchases. You can make a large purchase and pay it off in small amounts. 

LEARN MORE
How Much Can You Spend?

The balance in your checking account isn't necessarily the true amount of money you have available to spend. Your account balance only captures actions that have involved SLFCU.

LEARN MORE
Avoid ATM Fees & Surcharges

There are two costs you might incur for using an out-of-network ATM. An ATM surcharge is assessed by a financial institution for using one of their ATMs when you are not a customer. 

LEARN MORE
Improved Security with eStatements

Using eStatements instead of getting statements by mail is more secure. Paper statements can be a prime target for criminals looking to steal your identity.

LEARN MORE
Manage Money with Your Child

Children can be introduced to the concept of money at a young age. Whether it’s spending birthday money on a new toy or helping a parent at the grocery store, there are many opportunities.

LEARN MORE
Car Shopping Tips

When buying a new car, there are a lot of things to keep in mind. The Credit Union National Association recommends these six tips:

LEARN MORE
Pays Bills on Time in Online Banking

SLFCU's online banking will automatically determine how much lead time is needed to process and send your bill payments.

LEARN MORE
Shop Safely Online

The holidays are fast approaching, and many of us will shop online. Credit card fraud and online scams spike over the holidays; here are some steps you can take to help keep your personal information and finances secure.

LEARN MORE
Managing Student Loans

If you graduated from college in the spring, grace periods for your federal and private student loans are probably coming to an end. Most student loans have a six-month grace period before entering the repayment stage.

LEARN MORE
Rent or Buy: What Makes Sense for You?

Many people are opting to delay buying a home in favor of renting in the short-term. However, the rental market is shifting.

LEARN MORE
How Much Should You Pay for an Allowance?

My 10-year-old earns $5 a week for taking care of regular tasks and for helping without complaint, ideally, with chores like yard work and washing the car.

LEARN MORE
Security Reminders for Your SLFCU Accounts

To create a secure username, choose something that you have never used on another site. Your username should include numbers and letters and should be difficult to guess.

LEARN MORE
Money Management Strategies for Teens

Managing money wisely isn’t just a concern for adults – teenagers with jobs receive paychecks, and many high school graduates receive monetary gifts.

LEARN MORE
Using Allowance as a Financial Tool

Here are some common approaches that some families take towards allowances.

LEARN MORE
Consumer Tips for Data Breaches

Recent data breaches have caused intense concern from consumers. The Consumer Financial Protection Bureau recommends the following steps to protect yourself:

LEARN MORE
Why Your Card May be Declined

Card fraud is becoming increasingly common. If your debit card or credit card is used fraudulently, it can be costly for both you and SLFCU – in terms of time, energy, and money.

LEARN MORE
Deposit Insurance

Through coverage provided by the National Credit Union Share Insurance Fund (NCUSIF), your deposits at SLFCU are backed by the full faith and credit of the United States government, up to the insured limit.

LEARN MORE
How to Get the Best Car Deal

There's more to getting a good deal on your next vehicle than just negotiating with a salesperson.

LEARN MORE
Find Your Next Vehicle with AutoSMART

Shop online and compare prices for actual dealer inventory at AutoSMART.

LEARN MORE
14 Household Budgeting Tips

Putting together a realistic and helpful budget can be harder than it looks. Here are 14 tips.

LEARN MORE
Preventing Credit and Debit Card Fraud

As card fraud increases, so do SLFCU’s efforts to combat it. The safeguarding of our members’ cards is a top priority.

LEARN MORE
Disputing Credit Report Errors

A 2013 study on credit report accuracy found that one in five of the participating consumers had an error on at least one of their three credit reports.

LEARN MORE
Tips for Improving Your Credit

If you're planning to get a loan or just want to strengthen your financial standing, improve your credit with these six tips.

LEARN MORE
Go to page:
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22