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Many of SLFCU’s branch lobbies have re-opened for member service with additional safety precautions. Kirtland and Livermore East remain closed. Learn more. To read more about how COVID-19 is affecting SLFCU, click here.

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Why Choose SLFCU?

Sandia Laboratory Federal Credit Union is dedicated to offering high value financial products and services in addition to outstanding personal service. It’s our mission to put our members first and to offer products, services, and resources that are in their best interests. Choosing a trusted and financially stable credit union like SLFCU can help you keep more of your money. Since 2016, SLFCU has returned $30,000,000 to our members via special dividends

We have smart solutions and educational resources for all your financial needs, from saving for college to buying your first home or investing for retirement. And as your needs change, we’ll be here, ready to help.


Credit unions are not-for-profit, member-owned financial cooperatives that exist solely to serve their members.

Unlike a bank, credit unions are governed by their members. The credit union membership elects a Board of Directors to represent it in policy-making decisions.

Credit unions can usually offer better rates and lower fees on almost everything from car loans to credit cards because they do not focus on making profits and paying stockholders. Instead, they can use earnings to lower loan rates, raise savings rates, and reduce fees.

All credit unions share a similar philosophy: people helping people. They pride themselves on helping and serving their members not just as a financial institution, but through financial education and community and charitable causes.

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