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Many of SLFCU’s branch lobbies have re-opened for member service with additional safety precautions. Kirtland and Livermore East remain closed. Learn more. To read more about how COVID-19 is affecting SLFCU, click here.

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Sandia Laboratory Federal Credit Union Sandia Laboratory Federal Credit Union Go to main content
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RENTAL PROPERTY LOANS

If you're a real estate investor, take advantage of our Non-Owner-Occupied mortgages and CreditLines, also with money-saving closing costs and no annual fee. With up to 75% loan-to-value, you can cover repairs and upgrades to the rental property or use the funds for anything you need.

Amortization is 30 years for first mortgages, with a balloon payment at 15 years to give you payments that fit your plans. Amortization is 15 years for CreditLines.

First mortgages and CreditLines are available for rental properties up to a four-plex. (Click here for information about larger properties).


VACANT LAND

Real estate investors get great terms and low costs from SLFCU. With terms up to 12 years and 75% loan-to-value and no points, you can get more for your investment dollar. Please call a Loan Officer to apply.


ADJUSTABLE RATE MORTGAGES

SLFCU ARMs gives you competitive interest rates, low closing costs, and guaranteed payments for one-year periods. Rates are much more stable than the those you'd find on other ARMs because they are based on a six-month moving average of the slow-moving 10-Year U.S. Treasury Note.


EQUITY LINES OF CREDIT

If you're a real estate investor, take advantage of our Non-Owner-Occupied Equity Lines of Credit with money-saving closing costs and no annual fee. With up to 75% loan-to-value, you can cover repairs and upgrades to the rental property or use the funds for anything you need.

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