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SCAM ALERT: SLFCU members are continuing to report fraudulent phone calls and text messages from people claiming to be SLFCU representatives. This includes spoofed phone calls which appear to originate from SLFCU. Please be aware: SLFCU will NEVER call or text you to ask for your online banking credentials or to request a transfer of funds. Learn more about how you can help protect your account.

Due to the COVID-19 pandemic, select SLFCU branches and lobbies will be closed until further notice. Click here to learn more about our COVID-19 response or read important information about SBA PPP loans

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Sandia Laboratory Federal Credit Union Sandia Laboratory Federal Credit Union Go to main content
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RENTAL PROPERTY LOANS

If you're a real estate investor, take advantage of our Non-Owner-Occupied mortgages and CreditLines, also with money-saving closing costs and no annual fee. With up to 75% loan-to-value, you can cover repairs and upgrades to the rental property or use the funds for anything you need.

Amortization is 30 years for first mortgages, with a balloon payment at 15 years to give you payments that fit your plans. Amortization is 15 years for CreditLines.

First mortgages and CreditLines are available for rental properties up to a four-plex. (Click here for information about larger properties).


VACANT LAND

Real estate investors get great terms and low costs from SLFCU. With terms up to 12 years and 75% loan-to-value and no points, you can get more for your investment dollar. Please call a Loan Officer to apply.


ADJUSTABLE RATE MORTGAGES

SLFCU ARMs gives you competitive interest rates, low closing costs, and guaranteed payments for one-year periods. Rates are much more stable than the those you'd find on other ARMs because they are based on a six-month moving average of the slow-moving 10-Year U.S. Treasury Note.


EQUITY LINES OF CREDIT

If you're a real estate investor, take advantage of our Non-Owner-Occupied Equity Lines of Credit with money-saving closing costs and no annual fee. With up to 75% loan-to-value, you can cover repairs and upgrades to the rental property or use the funds for anything you need.

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