This page uses JavaScript. Your browser either does not support JavaScript or you have it turned off. To see this page properly please use a JavaScript enabled browser.

SCAM ALERT: SLFCU members have reported receiving fraudulent text messages and calls that appear to come from SLFCU. Always be cautious when you receive a call or text message from an unknown number or asking you to engage or click on links. Learn ways to recognize these types of scams at slfcu.org/Security.

View Alert
Sandia Laboratory Federal Credit Union Sandia Laboratory Federal Credit Union Go to main content
Routing #307083911|
Login
Online Banking
Manage a Home Loan
Manage a Student or Consolidation Loan
Home Loans
Auto Loans
Credit Cards
Personal Loans
Student Loans

Home Loans

Home Refinancing

Home Equity CreditLines

Upload Home Loan
Documents

View Rates

Apply Now

New & Used Auto Loans

Auto Buying Center

Other Vehicles

AutoSMART
Car Buying Tools

Protect Your Investment
in Your Vehicle

View Rates

Get Pre-Qualified

 

Visa Signature®

Visa Platinum® Rebate

Visa Platinum® Value

Credit Card Benefits

View Rates

Get Pre-Qualified

 

CreditLines

Signature &
Secured Loans

View Rates

Get Pre-Qualified

Student Loans

Student Loan Consolidation

View Rates

Up to 1000 dollars of a home loan for new purchases second mortgages home equity credit lines home equity loans offers end march 31 2024 learn more with an illustration of a family in front of a home

Home Equity CreditLines

Be ready for any need with an SLFCU Home Equity Loan or CreditLine.

ESTIMATE YOUR PAYMENTS


CreditLines are a smart way to borrow for unexpected bills or major expenses like home improvements, appliances, debt consolidation, and more. Once approved, you can borrow what you need, pay it back, and borrow again without having to reapply. You'll save with competitive rates and low closing costs.


LIMITED-TIME OFFER: WAIVED FEES ON HOME EQUITY CREDITLINES AND HOME EQUITY LOANS

Now’s the time to put the equity in your current home to work and get ready cash with an SLFCU Home Equity Loan or CreditLine. We’re waiving administrative fees (up to $250) through March 31, 2024 for all new home equity loans and CreditLines up to $350,000! View offer details.


HOME EQUITY CREDITLINES

SLFCU's Home Equity CreditLines do not require you make an initial advance. After you've begun taking advantage of your available credit, any interest you pay may be tax deductible.* Your payment is recalculated with each draw, and you only make payments on the amount you borrow.

  • 20 year term
  • Low closing costs
  • Rates capped for your peace of mind
  • No pre-payment penalty

NON-OWNER-OCCUPIED EQUITY CREDITLINES

If you are a real estate investor, our Non-Owner-Occupied Equity CreditLines are an effective way to pay for property repairs, upgrades, or anything else you need. Rather than borrowing one lump sum, you can draw on your CreditLine for each expense. Your payment is recalculated with each draw and you make payments only on the amount you borrow. Jumbo loans are available; ask us for details.

  • 15 year term
  • Low closing costs
  • No pre-payment penalty

HOME EQUITY CREDITLINE ACCESS CARD

Request a Home Equity CreditLine Access Card for a convenient way to draw from your Home Equity or Non-Owner-Occupied CreditLine. Easily withdraw cash from an ATM, purchase smaller items such as materials and tools, or use it for larger expenses such as home renovation, appliances, furniture, and more.

To request a Home Equity CreditLine Access Card for your account, visit any SLFCU branch or call us at 505.293.0500 or 800.947.5328.

*Consult your tax advisor regarding tax deductibility.


Go to main navigation

Home Equity CreditLines
 

VIEW ALL RATES

Home Equity CreditLine
(Owner Occupied)
As low as 7.096% APR

Home Equity CreditLine
(Non-Owner-Occupied)
As low as 8.704 APR