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Scam Alert: We've recently been made aware that some SLFCU members are being fraudulently contacted by scammers and asked to confirm account irregularities. SLFCU will NEVER ask you to provide your PIN, online or mobile banking credentials, credit card number, or account number. If you are contacted, hang up immediately. Please remain cautious if you receive any text message, email, or phone inquiry purporting to be from SLFCU. 

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Protect Your Investment in Your Vehicle

SLFCU's vehicle protection programs are often the best value - call us for quotes! 

Protect your investment with Guaranteed Asset Protection (GAP), Mechanical Repair Coverage, and Borrower Protection.

Guaranteed Asset Protection (GAP)

Guaranteed Asset Protection (GAP) with Deductible Assistance

Help protect Your Investment if Your Vehicle is Stolen or Totaled in an Accident.

SLFCU offers Guaranteed Asset Protection (GAP) from MEMBER'S CHOICETM*. This protection may reduce or eliminate the difference between your vehicle insurance company’s settlement and the remaining loan amount, up to the maximums allowed by the credit union and/or state, in the event your vehicle is stolen or damaged beyond repair.

If you are in an accident where GAP is not needed – for instance, the vehicle is not declared a total loss, you may still be able to take advantage of GAP through the deductible assistance benefit. If auto repairs cost more than your deductible, the deductible amount is applied to your loan, reducing what you owe, up to $1000.

Use this calculator to see if this protection is right for you. You can choose this option when applying for your SLFCU auto loan. 

*Your purchase of MEMBER’S CHOICETM Guaranteed Asset Protection (GAP) which includes deductible assistance, is optional and will not affect your application for credit or the terms of any credit agreement you have with us. Certain eligibility requirements, conditions, and exclusions may apply. You will receive the contract before you are required to pay for GAP. You should carefully read the contract for a full explanation of the terms. If you choose GAP, adding the GAP fee to your loan amount will increase the cost of GAP. You may cancel GAP at any time. If you cancel GAP within 90 days you will receive a full refund of any fee paid. GAP-3094846.1-0520-0622

Mechanical Repair Coverage

Mechanical Repair Coverage

This Coverage Could Eliminate the Financial Burden of Unexpected Auto Mechanical Breakdowns.

To be eligible, the vehicle must be no more than 15 model years old with fewer than 150,000 miles. Mechanical Repair Coverage is a good idea if:

  • You’re purchasing or refinancing a new or used vehicle.
  • You plan to keep your vehicle longer than your manufacturer’s warranty period.
  • Your annual mileage multiplied by the number of years you plan to keep your vehicle exceeds your manufacturer’s warranty.

Use this calculator to determine if Mechanical Repair Coverage is good choice for you.

Mechanical Repair Coverage is provided and administered by Consumer Program Administrators, Inc. in all states except CA, where coverage is offered as insurance by Virginia Surety Company, Inc., in WA, where coverage is provided by National Product Care Company and administered by Consumer Program Administrators, Inc., in FL, LA and OK, where coverage is provided and administered by Automotive Warranty Services of Florida, Inc. (Florida License #60023 and Oklahoma License #861338), all located at 175 West Jackson Blvd., Chicago Illinois 60604, 800.752.6265. This coverage is made available to you by CUNA Mutual Insurance Agency, Inc. In CA, where Mechanical Repair Coverage is offered as insurance (form MBIC-CA), it is underwritten by Virginia Surety Company, Inc. Coverage varies by state. Be sure to read the Vehicle Service Contract or the Insurance Policy which will explain the exact terms, conditions, and exclusions of this voluntary product.


Borrower Protection Plan

Borrower Protection Plan

Peace of Mind for Your Auto Loan, Credit Card, Signature Loan, and Signature Creditline

The Borrower Protection Plan could cancel or waive your loan payment, up to the contract maximum, if a protected life event happens to you or your co-borrower. Depending on the plan you choose, protected events may include:

  • Loss of life
  • Disability
  • Involuntary unemployment

Borrowers and co-borrowers receive the same protection. There is no eligibility age limit, and no health questions will be asked.

Talk to a loan officer about adding the Borrower Protection Plan when you open an auto loan, credit card, signature loan, or signature creditline, or add the Borrower Protection Plan to your existing loan. Call 505.293.0500 or 800.947.5328 for details.

Your purchase of the Borrower Protection Plan is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative or refer to the Member Agreement for a full explanation of the terms of the Borrower Protection Plan. You may cancel the protection at any time. If you cancel protection within 30 days you will receive a full refund of any fee paid.


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Auto Rates

APR=Annual Percentage Rate


New Auto (up to 36 Months)
As low as 1.94% APR

Used Auto (up to 36 Months)
As low as 1.94% APR