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Sandia Laboratory Federal Credit Union Sandia Laboratory Federal Credit Union Go to main content
Routing #307083911|
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Auto Loans

As low as 2.09% APR with 90 days no payments


Now through June 30, 2022, if you refinance your auto loan with SLFCU, you’ll make no payments for the first 90 days. Plus, we’ll add a $200 bonus to your SLFCU savings account after your first payment.*

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  • Terms up to 84 months
  • 125% financing available
  • Non-variable rate
  • Choose your payment schedule; you'll have up to 90 days before your first payment is due
  • Current year and up to 2 previous year models with 25,000 or fewer miles qualify for new vehicle rates


  • Terms up to 72 months
  • 125% financing available
  • Non-variable rate
  • Choose your payment schedule; you'll have up to 90 days before your first payment is due



SLFCU offers competitive rates and terms for motorcycles, ATVs, boats, and RVs. View details and rates.

APR = Annual Percentage Rate. APR effective 5/22/2022. All loans subject to credit approval. Not everyone will qualify for the lowest rate. Rate subject to change without further notice. Available rate is based on credit history and may be higher than rate listed here. Vehicles from the current or two previous model years and mileage less than or equal to 25,000 qualify for new car rates. 90 days no payments benefit available on new loans to SLFCU only. Refinances on existing loans with SLFCU do not qualify. 

*Promotion applies to all refinanced auto loans opened between 4/1/22 - 6/30/22. Cash bonus will be added to members savings account upon completion of the first payment after the 90-day-no-payment period has ended. Auto loans currently financed through SLFCU do not qualify for the 90 days no payments offer and will require a minimum of $10,000 in new money/cash out in order to receive the $200 bonus offer. All SLFCU savings accounts have a .10% annual percentage yield if dividends are not withdrawn during the term.

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Auto Rates

APR=Annual Percentage Rate


New Auto (up to 36 Months)
As low as 2.09% APR

Used Auto (up to 36 Months)
As low as 2.09% APR