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Mechanical Repair Coverage

Mechanical Repair Coverage could eliminate the financial burden of unexpected auto mechanical breakdowns.

To be eligible, the vehicle must be no more than 15 model years old with fewer than 150,000 miles. Mechanical Repair Coverage is a good idea if:

  • You’re purchasing or refinancing a new or used vehicle.
  • You plan to keep your vehicle longer than your manufacturer’s warranty period.
  • Your annual mileage multiplied by the number of years your plan to keep your vehicle exceeds your manufacturer’s warranty.

Use this calculator to see if Mechanical Repair Coverage is good choice for you.

Mechanical Repair Coverage is provided and administered by Consumer Program Administrators, Inc. in all states except CA, where coverage is offered as insurance by Virginia Surety Company, Inc., in WA, where coverage is provided by National Product Care Company and administered by Consumer Program Administrators, Inc., in FL, LA and OK, where coverage is provided and administered by Automotive Warranty Services of Florida, Inc. (Florida License #60023 and Oklahoma License #861338), all located at 175 West Jackson Blvd., Chicago Illinois 60604, 800.752.6265. This coverage is made available to you by CUNA Mutual Insurance Agency, Inc. In CA, where Mechanical Repair Coverage is offered as insurance (form MBIC-CA), it is underwritten by Virginia Surety Company, Inc. Coverage varies by state. Be sure to read the Vehicle Service Contract or the Insurance Policy which will explain the exact terms, conditions, and exclusions of this voluntary product.

MRC-2082084.1-0418-0520


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Auto Rates

APR=Annual Percentage Rate

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New Auto (up to 48 Months)
As low as 2.25% APR

Used Auto (up to 48 Months)
As low as 2.25% APR