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Sandia Laboratory Federal Credit Union Sandia Laboratory Federal Credit Union Go to main content
Routing #307083911|
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Daughter takes her mom for a sunset drive

Mechanical Repair Coverage

This Coverage Could Eliminate the Financial Burden of Unexpected Auto Mechanical Breakdowns.

To be eligible, the vehicle must be no more than 15 model years old with fewer than 150,000 miles. Mechanical Repair Coverage may be a good idea if:

  • You’re purchasing or refinancing a new or used vehicle.
  • You plan to keep your vehicle longer than your manufacturer’s warranty period.
  • Your annual mileage multiplied by the number of years you plan to keep your vehicle exceeds your manufacturer’s warranty.

Use this calculator to determine if Mechanical Repair Coverage is good choice for you.

 Mechanical Repair Coverage is provided and administered by Consumer Program Administrators, Inc. in all states except CA, where coverage is offered as insurance by Virginia Surety Company, Inc., in NH, where coverage is provided and administered by Consumer Program Administrators, Inc. dba Consumer Warranty Program Administrators, in TX, where coverage is provided and administered by Consumer Program Administrators, Inc. dba The Administrators of Consumer Programs (TX License #175), in FL and OK, where coverage is provided and administered by Automotive Warranty Services of Florida, Inc. (Florida License #60023 and Oklahoma License #44198051), and in WA, where coverage is provided by National Product Care Company and administered by Consumer Program Administrators, Inc., all located at 175 West Jackson Blvd., Chicago, Illinois 60604, 1-800-752-6265. This coverage is made available to you by CUNA Mutual Insurance Agency, Inc.

The purchase of Mechanical Repair Coverage is optional. This document provides general information about Mechanical Repair Coverage and should not be solely relied upon when purchasing coverage.  Be sure to read the Vehicle Service Contract or the Insurance Policy, which will explain the exact terms, conditions and exclusions. Coverage varies by state. Replacement parts may be new, used, non-OEM or remanufactured.

MRC-4716356.1-0422-0524


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Auto Rates

APR=Annual Percentage Rate

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New Auto (up to 36 Months)
As low as 5.99% APR

Used Auto (up to 36 Months)
As low as 5.99% APR