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Sandia Laboratory Federal Credit Union Sandia Laboratory Federal Credit Union Go to main content
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Skip-a-Payment on Select Loans

Limited time offer! Through December 31, 2023, members with only one month’s payment history can make a Skip-a-Payment request.

Skipping a loan payment can be helpful when unplanned expenses pop up or during high spending months, like the holidays. You can skip a loan payment* on select loans and resume your regularly scheduled payments thereafter.

Your payment frequency determines how many payments you will skip with a single Skip-a-Payment request.

  • A monthly schedule will skip a single payment.
  • A biweekly* or semimonthly schedule will skip two payments.
  • A weekly schedule will skip four payments.*

SLFCU allows members in good standing to skip eligible loan payments** twice within a rolling 12 months. However, interest will continue to accrue on your loan. The skip-a-payment benefit is available for auto loans, signature loans and CreditLines, and savings-secured loans.

Requests to skip a monthly payment can be made by submitting the form below or at any branch and must be received no later than the payment due date. Please note new loans without six months of payment history are ineligible for Skip-a-Pay.

*For approval, the loan for which a skip-a-payment is requested must have six months or more of payment history on file at SLFCU. A $25.00 fee applies to each skip-a-payment request.

**NOTE: since several months have five weeks, please be prepared to make your next loan payment on the fifth week.

***Credit cards, mortgages, Home Equity CreditLines, and single-pay loans are not eligible for skip-a-payment nor are members who already have a loan extension or are enrolled in SLFCU’s Fresh Start Repayment Plan.



* Required Fields
Yes, I'd like to skip-a-payment on my SLFCU loan(s). I understand that interest will continue to accrue and there is a $25.00 fee per skip-a-payment request. I further understand that if my payment frequency is biweekly or weekly, and my requested skip-a-payment month has five weeks, I will be responsible for making a regular payment on that fifth week. I agree to continue making payments until my loan is paid in full. I understand requests must be received by the payment due date.

Loans to Skip a Payment On

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