This page uses JavaScript. Your browser either does not support JavaScript or you have it turned off. To see this page properly please use a JavaScript enabled browser.

Many of SLFCU’s branch lobbies have re-opened for member service with additional safety precautions. Kirtland and Livermore East remain closed. Learn more. To read more about how COVID-19 is affecting SLFCU, click here.

View Alert
Sandia Laboratory Federal Credit Union Sandia Laboratory Federal Credit Union Go to main content
Routing #307083911|
Online Banking
Business Credit Card
Manage a Home Loan
Manage a Student or Consolidation Loan
Return to a Saved Application
A couple shops for a new car at the dealership

Guaranteed Asset Protection (GAP) with Deductible Assistance

Help protect your investment if your vehicle is stolen or totaled in an accident.

Guaranteed Asset Protection (GAP) may cancel the difference between your vehicle insurance company’s settlement and the remaining loan amount, up to the maximums allowed by the credit union and/or state, in the event your vehicle is stolen or damaged beyond repair.

If you are in an accident where GAP is not needed – for instance, the vehicle is not declared a total loss, you may still be able to take advantage of GAP through the deductible assistance benefit. This benefit is designed to cancel the amount of your insurance deductible from your loan, up to $1,000.

Use this calculator to see if this protection is right for you. 

Your purchase of MEMBER’S CHOICETM Guaranteed Asset Protection (GAP) is optional and will not affect your application for credit or the terms of any credit agreement you have with us. Certain eligibility requirements, conditions, and exclusions may apply. You will receive the contract before you are required to pay for GAP. You should carefully read the contract for a full explanation of the terms. If you choose GAP, adding the GAP fee to your loan amount will increase the cost of GAP. You may cancel GAP at any time. If you cancel GAP within 90 days you will receive a full refund of any fee paid. GAP-2137098.1-0518-0620

Go to main navigation

Auto Rates

APR=Annual Percentage Rate


New Auto (up to 36 Months)
As low as 2.24% APR

Used Auto (up to 36 Months)
As low as 2.24% APR