Guaranteed Asset Protection (GAP) with Deductible Assistance
Help protect your investment if your vehicle is stolen or totaled in an accident.
Guaranteed Asset Protection (GAP) may cancel the difference between your vehicle insurance company’s settlement and the remaining loan amount, up to the maximums allowed by the credit union and/or state, in the event your vehicle is stolen or damaged beyond repair.
If you are in an accident where GAP is not needed – for instance, the vehicle is not declared a total loss, you may still be able to take advantage of GAP through the deductible assistance benefit. This benefit is designed to cancel the amount of your insurance deductible from your loan, up to $1,000.
Use this calculator to see if this protection is right for you.
Your purchase of MEMBER’S CHOICETM Guaranteed Asset Protection (GAP) is optional and will not affect your application for credit or the terms of any credit agreement you have with us. Certain eligibility requirements, conditions, and exclusions may apply. You will receive the contract before you are required to pay for GAP. You should carefully read the contract for a full explanation of the terms. If you choose GAP, adding the GAP fee to your loan amount will increase the cost of GAP. You may cancel GAP at any time. If you cancel GAP within 90 days you will receive a full refund of any fee paid. GAP-2137098.1-0518-0620
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