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SLFCU’s Livermore Downtown Branch will open at 9:30 a.m. on Tuesday, June 25. Online and mobile banking will remain available.

SLFCU is here for members affected by the wildfires and evacuations in the Ruidoso area. If you are impacted, click here to learn about support options.

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SLFCU: Where Money Works Smarter


Jefferson employees standing next to SLFCU sign that reads: Sandia Laboratory Federal Credit Union. Where money works smarter."As an SLFCU member, you’ve already made a smart choice by joining New Mexico’s best-in-state credit union.* With over 131,000 members trusting us with their finances, our focus is on ensuring SLFCU is a place where your money works smarter. Here’s how we’re accomplishing that.


We believe helping you achieve your financial goals can be a good start to building a life where you can focus on the people – and things – that matter most. For some, having a place to call home or a reliable set of wheels can provide the peace of mind needed to tackle the bigger things in life. With no private mortgage insurance requirement and first-time homebuyer options, competitive rates on our auto loans, and three credit card options to choose from, our products are designed to help you succeed.

Another great resource SLFCU offers is convenient access to financial planning professionals who can help you strategize ways to make your hard-earned money work smarter for you. They’ll make it easy to pursue your financial goals when it comes to college planning, retirement, investments, or more. Learn more by visiting


Financing a home or a new vehicle can be daunting, especially considering you are signing up for a financial commitment for years to come. SLFCU is your partner through it all – from researching your options to helping set up your payments, and answering your questions throughout the life of your loan. When you call SLFCU, you are speaking to local representatives who are here to help you navigate your finances. 

Additionally, members can take advantage of our free resources through our financial education partner: BALANCE Financial Fitness. With BALANCE, you can access webinars, articles, podcasts, and more on financial topics ranging from how to save for an emergency fund 
to tips on smart financial moves to make when your income changes.


As a member-owned financial cooperative, we want to make sure we’re spending money wisely. SLFCU’s operating expenses are well below our peer credit unions and the financial industry at large. In 2021, our ratio of operating expenses to average assets was 1.6% – that’s 
1.13 percentage points less than the average credit union with assets of one billion dollars or more (like SLFCU). 

We also seek ways to save our members’ money while supporting our community. One way we’re doing that is through the implementation of MVD Direct kiosks at our Juan Tabo and Cottonwood branches. With these kiosks, you can save time and money when renewing your 
vehicle registration. 

While SLFCU earns a portion of each $3.95 transaction fee, we proudly pay it forward: 100% of our kiosk earnings are donated to select community organizations, making your vehicle registration renewal an easy way for you to contribute to causes that matter.

We believe it is the respect in which we treat your finances, and ours, that makes SLFCU a smart place to manage your money. Thank you for trusting us to be your financial partner. Smart and responsible looks good on you!

*Sandia Laboratory Federal Credit Union was recognized by Forbes in 2022 as the #1 Best-in-State Credit Union for New Mexico.

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