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Due to the COVID-19 pandemic, select SLFCU branches and lobbies will be closed until further notice. Click here to learn more about our COVID-19 response or read important information about SBA PPP loans

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Learn About the Process.

Read our step-by-step guide to buying a home. 

Compare Options.

Evaluate which SLFCU home loan is best for you. 

Compare Rate Options.

Explore our current home loan rates

Buy Your First Home.

Learn about buying your first home. SLFCU can help every step of the way. 

Enroll in HomeAdvantage.

Research agents, browse listings, and earn cash back at closing with HomeAdvantage®. 

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Read our Mortgage FAQs, get tips for saving for a down payment, and more. 

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Apply for pre-approval in as little as 30 minutes. An SLFCU mortgage loan officer will contact you within one business day. 

Estimate Your Payments.

Get an instant, personalized payment and closing cost estimate for each of SLFCU’s loan options.

5/5 and 15/15 Mortgages

Adjustable rate mortgages. Rate adjusts every 5 or 15 years.


5/5 Mortgage
2.75% (1st 5 Years) / 3.636% APR

15/15 Mortgage
3.00% (1st 15 Years) / 3.40% APR