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Many of SLFCU’s branch lobbies have re-opened for member service with additional safety precautions. Kirtland and Livermore East remain closed. Learn more. To read more about how COVID-19 is affecting SLFCU, click here.

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Online Help with Buying Your Next Car4/25/2017

SLFCU has resources to help you navigate the car buying process so you can make informed decisions.


A pre-approval can help you determine your price range before you search for your vehicle. SLFCU’s online loan application takes only five to ten minutes to complete and allows you to upload documents to complete the approval process. Apply online, check your application status, and submit additional documentation at Once your loan is pre-approved, you can shop with confidence, knowing you aren’t going outside of your price range.


Go to the NEWS & RESOURCES tab to find calculators that can help you figure monthly payments, see how those payments fit into your budget, and compare low rate offers with dealer incentives. Find your payment amounts or how much you can afford after entering a down payment and desired monthly payments. Other calculator options can help you decide if it’s best to lease or buy and determine if an auto rebate is better than low interest financing.


To see multiple vehicle options and determine what best fits your needs, visit AutoSMART Car Buying Tools located under the Loans & Credit Cards tab. Find the right vehicle by making your criteria as detailed as you like, including price range, model year, mileage, make, and model. Review the descriptions of the vehicles, photos, and prices that can help you negotiate when the time comes. Through AutoSMART, you can access previously owned vehicle history on CARFAX® with the vehicle identification number (VIN), to make sure the car you’re buying hasn’t been in an accident, salvaged, or stolen.

Visit our online Auto Buying Center for other car buying information like auto insurance, tips for negotiating at the dealership, and our current rates and terms.

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