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Sandia Laboratory Federal Credit Union Sandia Laboratory Federal Credit Union Go to main content
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Reduce Your Monthly Vehicle Payment with SLFCU's Financing Options


Longer Auto Loan Terms Can Provide Flexibility

If you’re looking to reduce your monthly auto loan payment, a longer loan term can be a great option. Extending your term can lower your monthly payments to fit within your budget. And at SLFCU, there is no penalty for paying off your auto loan early. You can pay more than your minimum payment to pay off your loan faster, while still having the flexibility of a lower monthly payment.

SLFCU provides payment options to suit your needs, such as a 72-month term for used vehicles and an 84-month term for new vehicles. For a limited time, you can get 90 days with no payments on new or used auto loans. If your vehicle is currently financed with another lender, refinancing with SLFCU can lower your monthly payment and you’ll also have 90 days before making your first payment.

For more information or to apply for an auto loan refinance with SLFCU, visit, call 505.293.0500 or 800.947.5328, or stop by any branch.

All loans subject to credit approval. 90 days no payment is a limited time offer available to new loans with SLFCU only. The maximum loan term available for a used car is 72 months. The maximum loan term available for a new car, defined as being from the current or previous model year and having less than or equal to 25,000 miles, is 84 months.

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