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Your SLFCU Credit Card Could Save You Money3/22/2019

Young woman smiling and holding an SLFCU Visa credit card

Now is a great time to work toward reducing debt. In order to save money and reduce credit card debt, many people opt to transfer their credit card balances to cards with a lower rate.


If you’re carrying a balance on a credit card that isn’t from SLFCU, it’s possible you could save money while paying off the debt. Depending on the amount you transfer and the difference in your rate, the potential for savings can be significant.


Many cards charge a fee to transfer balances: 3% of the balance is common. If you were to transfer a $4,000 balance to a credit card charging a 3% balance transfer fee, you would pay $120 just for the transaction. SLFCU does not charge a balance transfer fee or annual fee on our credit cards, which can help you pay off your credit card balance faster.


Transferring a balance to your SLFCU credit card can simplify your financial life. You can log in to online banking to check your credit card balance, view transactions, and make payments.

To transfer your balances, send a secure message in online banking, call 505.293.0500 or 800.947.5328, or stop by any branch.

Fees and Finance Charges: Visa Signature – 12.90% APR; Visa Platinum Rebate – 13.40% APR; Visa Platinum Value – 11.15% APR. Rates will vary with the market based on the Prime Rate and are applied to the full balance amount. No annual fee, no balance transfer fee, $5 per cash advance, 1% of each transaction in U.S. Dollars for foreign transactions.

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