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New Member Bonus Offer! Join SLFCU & Score Up to $200

Get Up to $200 for Joining SLFCU!

New Member Bonus Offer – for a Limited Time Only

When you join SLFCU, you’ll get access to smart financial products and outstanding personal service from an organization you can trust.

And if that’s not reason enough to join, we’ll sweeten the deal by giving you up to $200! That’s $150 for joining, plus an additional $50 if you’re referred by an existing member. This is a limited-time offer, so don’t delay!

Almost anyone can become an SLFCU member. Learn more about who can join.

*See the complete terms and conditions for the New Member Bonus Offer below.


  1. If you know a current SLFCU member, both you AND they could get $50 when you join and meet all offer requirements. They’ll need to provide you with a referral code before you apply. Tell them about the Refer a Friend Program for more information.
  2. Apply for SLFCU membership online or at a branch. If you have a referral code, add it to your online application where indicated, or give it to the SLFCU representative with whom you are meeting. You must open your membership with a minimum deposit of $1, open a Quick Cash or Money Manager Checking account, and establish recurring ACH direct deposits of at least $100. These requirements must be met within the first 60 days of establishing membership.
  3. Once all requirements have been met, we’ll add $150 to your SLFCU savings account – plus the additional $50 if you were referred. And your referring friend will get their $50, too!


What makes SLFCU the right choice for you? Here are four great reasons:

  • Competitive rates on great products: SLFCU offers market-leading rates and low or no fees. We’ve got you covered from savings and checking accounts to auto loans, home loans, credit cards, and so much more!
  • Convenient online services: With our secure, user-friendly online and mobile banking system, managing your finances has never been easier. Easily manage your accounts, pay bills, make transfers, and more when it’s convenient for you, no matter where you are.
  • Community spirit: SLFCU isn't just a financial institution; we're a community. Members benefit from top-notch, personalized service, free financial education resources, and a genuine sense of belonging.
  • Trusted by members: When you become an SLFCU member, you’re joining 140,000-plus people who have made SLFCU their financial partner. Your trust is our greatest reward, and we strive to exceed your expectations.

*Terms and Conditions


New Member Bonus Offer

The Sandia Laboratory Federal Credit Union (SLFCU) New Member Bonus Offer is available for a limited time only. SLFCU reserves the right to modify, extend, or terminate the Offer at any time without prior notice. The offer is limited to a new SLFCU member (“New Member”) receiving one (1) $150 New Member Bonus Offer (“Offer”) and, optionally, one (1) $50 Referral Reward (“Reward”) through SLFCU’s Refer a Friend Program. The New Member must provide the referral code before the application process is complete when applying for membership at an SLFCU branch. If applying online, the referral code must be entered into the membership application form where indicated.

To receive the Offer, the New Member must be at least 18 years old, reside in the United States, and agree to the terms and conditions of the Offer. The New Member must meet SLFCU membership eligibility requirements.

For a New Member to receive the $150 Offer, they must not have been an SLFCU member within the past 180 days. They must open a new membership at SLFCU with a minimum deposit of $1, open a Quick Cash or Money Manager Checking account, and establish recurring ACH direct deposits of at least $100. All the above requirements must be met within the first 60 days of establishing membership.

When all the above requirements are met, the New Member will receive an additional $50 Reward if they have been referred by an Existing Member that meets the requirements described within the terms and conditions of the Refer a Friend Program. The Existing Member will also get a $50 reward at that time. Offer and Rewards will be deposited into the member’s primary savings account within 30 days of all requirements being met. Accounts must be in good standing at the time of Offer and Reward.

SLFCU employees who meet all Offer requirements are eligible to participate as a New Member. SLFCU employees can participate as a referring person but are not eligible to receive a $50 Reward. If an SLFCU employee refers another SLFCU employee, neither employee is eligible to receive a $50 Reward. New Members, excluding SLFCU employees, referred by an SLFCU employee will still receive their Offer and Reward as per the conditions of the Refer a Friend Program.

Tax implications may apply to awarded bonus. Nonresident alien individuals participating in the program should have a current IRS Form W8-BEN on file with SLFCU, if applicable, or otherwise be subject to backup withholding. SLFCU is not responsible for any lost, stolen, and/or expired referral codes or links, or any technical issues or errors that may prevent the referrals from joining or enrolling in direct deposit. SLFCU reserves the right to disqualify any participants who violate the Offer rules, SLFCU policies, or any applicable laws or regulations.

SLFCU’s decision on all matters relating to the Offer is final and binding.

New Membership Savings Account earns 0.05% APY (Annual Percentage Yield) on balances $100 - $9,999 and Money Manager Checking earns 0.05% APY on balances of $500 and over. Quick Cash Checking requires a $15 initial deposit. Rates effective as of 4/01/2024. Dividend rate and APY may change at the discretion of the Board of Directors.

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