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Sandia Laboratory Federal Credit Union Sandia Laboratory Federal Credit Union Go to main content
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Investment Properties

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RENTAL PROPERTY LOANS

If you're a real estate investor, take advantage of our Non-Owner Occupied mortgages and CreditLines, also with money-saving closing costs and no annual fee. With up to 80% loan-to-value, you can cover repairs and upgrades to the rental property or use the funds for anything you need.

Amortization has been extended to up to 30 years with a balloon payment at 15 years to give you payments that fit your plans.*

First and second mortgages and CreditLines are available for rental properties up to a four-plex. (Click here for information about larger properties).

*Does not apply to  Home Equity CreditLines.


VACANT LAND

Real estate investors get great terms and low costs from SLFCU. With terms up to 12 years and 75% Loan to Value and no points, you can get more for your investment dollar. Please call a Loan Advisor to apply.


SMARTARMTM MORTGAGES

Our SmartARM adjustable rate mortgage gives you competitive interest rates, low closing costs, and guaranteed payments for one-year periods. Rates are much more stable than the those you'd find on other ARMs because they are based on a six month moving average of the slow moving 10-Year U.S. Treasury Note.


SECOND MORTGAGES AND EQUITY LINES OF CREDIT

If you're a real estate investor, take advantage of our Non-Owner Occupied Second Mortgage Loan or Equity Lines of Credit with money-saving closing costs and no annual fee. With up to 80% loan-to-value, you can cover repairs and upgrades to the rental property or use the funds for anything you need.

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