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Protect Your Investment in Your Vehicle

SLFCU's vehicle protection programs are often a better value than what the dealership offers. 

Protect your investment with Guaranteed Asset Protection (GAP), Mechanical Repair Coverage, and Borrower Protection.

Guaranteed Asset Protection (GAP)

Guaranteed Asset Protection (GAP)

Help protect your investment if your vehicle is stolen or totaled in an accident.

Guaranteed Asset Protection (GAP) may cancel the difference between your vehicle insurance company’s settlement and the remaining loan amount, up to the maximums allowed by the credit union and/or state, in the event your vehicle is stolen or damaged beyond repair.

Use this calculator to see if this protection is right for you. 

Your purchase of MEMBER’S CHOICETM Guaranteed Asset Protection (GAP) is optional and will not affect your application for credit or the terms of any credit agreement you have with us. Certain eligibility requirements, conditions, and exclusions may apply. You will receive the contract before you are required to pay for GAP. You should carefully read the contract for a full explanation of the terms. If you choose GAP, adding the GAP fee to your loan amount will increase the cost of GAP. You may cancel GAP at any time. If you cancel GAP within 90 days you will receive a full refund of any fee paid. GAP-1474811.1-0416-0518


Mechanical Repair Coverage

Mechanical Repair Coverage

Mechanical Repair Coverage could eliminate the financial burden of unexpected auto mechanical breakdowns.

To be eligible, the vehicle must be no more than 12 model years old with fewer than 120,000 miles. Mechanical Repair Coverage is a good idea if:

  • You’re purchasing a used vehicle.
  • You plan to keep your vehicle longer than your manufacturer’s warranty period.
  • Your annual mileage multiplied by the number of years your plan to keep your vehicle exceeds your manufacturer’s warranty.

Use this calculator to see if Mechanical Repair Coverage is good choice for you.

MEMBER’S CHOICE® Mechanical Repair Coverage is administered by Consumer Program Administrators, Inc. in all states except CA, where coverage is administered by Virginia Surety Company, Inc.; in WA, where coverage is administered by Automotive Warranty Services, Inc.; in FL, LA, OK, and WI, where coverage is administered by Automotive Warranty Services of Florida, Inc. (Florida License #60023); and in AZ, where the Obligor and Administrator is Consumer Program Administrators, Inc., all located at 175 West Jackson Blvd., Chicago, IL 60604, 800.752.6265. This coverage is made available to you by CUNA Mutual Insurance Agency, Inc. In those states where MEMBER’S CHOICE® Mechanical Repair Coverage is offered as insurance (form MCCU-001-MBI), it is underwritten by Virginia Surety Company, Inc.

MRC-1474855.1-0416-0518


Borrower Protection Plan

Borrower Protection Plan

Peace of mind for your auto loan, credit card, signature loan, and signature creditline

The Borrower Protection Plan can cancel or waive your loan payment, up to the contract maximum, if a protected life event happens to you or your co-borrower. Depending on the plan you choose, protected events may include:

  • Loss of life
  • Disability
  • Involuntary unemployment

Borrowers and co-borrowers receive the same protection. There is no eligibility age limit, and no health questions will be asked.

Talk to a loan officer about adding the Borrower Protection Plan when you open an auto loan, credit card, signature loan, or signature creditline, or add the Borrower Protection Plan to your existing loan. Call 505.293.0500 or 800.947.5328 for details.

Your purchase of the Borrower Protection Plan is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative or refer to the Member Agreement for a full explanation of the terms of the Borrower Protection Plan. You may cancel the protection at any time. If you cancel protection within 30 days you will receive a full refund of any fee paid.

DP-1057169.1-114-1216, © CUNA Mutual Group 2014, All Rights Reserved.


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