SLFCU offers smart credit card choices
SLFCU has credit cards that fit your lifestyle and budget. Each card comes with 24-hour security monitoring and chip security. All of our cards feature:
- No annual fees
- No penalty rates
- No balance transfer fees
Earn an extra cash rebate* when you transfer your balance from another credit card to your Visa Signature® credit card or Visa Platinum® Rebate credit card by March 15, 2017. Your balance transfer rebate – 1.00% for Signature cardholders and 0.75% for Platinum Rebate cardholders – will be credited on the credit card statement you receive in April.
Call 505.293.0500 or 800.947.5328 or stop by any branch to request your balance transfer. You’ll need to provide the name and address of the credit card company from which you’re transferring a balance, the number of your other credit card, and the amount of the transfer.
*Transfer a balance from a non-SLFCU credit card to your SLFCU Visa Signature or Platinum Rebate credit card between January 13 and March 15, 2017 to earn a cash rebate. Minimum balance transfer: $50. Maximum rebate for balance transfers: $100. Maximum number of balance transfers: three (3). Balance transfers accrue finance charges from the date the transaction posts to your account, are subject to credit line availability, and cannot be used toward amounts you owe Sandia Laboratory Federal Credit Union. Please allow adequate time for the transfer to be processed.
To report a lost or stolen credit card, call 800.449.7728.
Visa Signature® – exclusive benefits and a 1.00% rebate
|With a higher credit limit, 1.00% year-end rebate on purchases, and premium benefits, this is Visa's most elite card. See full terms and details.|
Visa Platinum® Rebate – earn cash back
|Looking for a rebate card with a lower credit limit? The Visa Platinum Rebate card offers a 0.75% year-end rebate on purchases. See full terms and details.|
Visa Platinum® Value – our lowest rate
|If you carry a balance or want to consolidate balances from higher-rate cards, the Visa Platinum Value card offers our lowest rate. See full terms and details.|
Variable Rate: The annual percentage rate for each card is subject to change semi-annually on the first day of the billing cycle to reflect any change in the Index and will be determined by the Prime Rate as listed in the "Money Rates" section of The Wall Street Journal on the last business day of March and September, to which we add a margin. Any increase in the annual percentage rate will take the form of additional payments shown as Total Minimum Payments on the statement. If the Index is no longer available, the Credit Union will choose a new index which is based upon comparable information.
Margin: For the Visa Platinum Value card, Purchases, Balance Transfers, and Cash Advances will be charged at 5.65% above the Index. For the Visa Platinum Rebate card, Purchases, Balance Transfers, and Cash Advances will be charged at 7.90% above the Index. For the Visa Signature card, Purchases, Balance Transfers, and Cash Advances will be charged at 7.40% above the Index.