Transfer Your High-Interest Credit Card Balances and Save
SPECIAL OFFER: 2.99% INTRODUCTORY APR1 ON BALANCE TRANSFERS THROUGH MARCH 2025 WITH NO TRANSFER FEES
If you're ready to pay down debt from another card, now's the time to consolidate and transfer high-interest credit card balances to a new SLFCU credit card. You'll get a great low rate and NO balance transfer fee. Hurry...this special offer ends on March 31, 2024!
Move balances to a new SLFCU card and get a 2.99% introductory APR1 on the transferred balance through your March 2025 billing cycle. Following the introductory period, your APR on balance transfers will vary with the market based on the Prime Rate.
Learn about SLFCU's credit card offerings and current rates.
Here are four ways you can take advantage of this offer:
- Visit any SLFCU branch.
- Call us at 505.293.0500 or 800.947.5328.
- Chat with us online. Learn more about our chat options.
- Apply online:
- If you're an SLFCU member, you can apply* for an SLFCU credit card in SLFCU online banking or in our mobile app. Once approved, you can apply for a balance transfer by navigating to Card Services > Credit Card Management.
- Not a member yet? Almost anyone can join! Learn more and apply online for membership. You can apply for membership and a new SLFCU credit card at the same time.
INTEREST RATES AND FEE INFORMATION
Annual Percentage Rate (APR) for Balance Transfer Transactions1
2.99% introductory APR through March 2025 billing statement cycle. After your March 2025 billing statement cycle, you will be charged the standard APR for balance transfers. As of October 1, 2023, this is 14.25% to 16.75% for SLFCU Visa Platinum Value cards, 16.50% to 18.00% for SLFCU Visa Platinum Rebate cards, and 17.00% to 18.00% for SLFCU Visa Signature cards. APRs will vary with the market based on the Prime Rate.
Use by Date
You must complete the balance transfer by March 31, 2024 for the introductory APR to apply. If you initiate a balance transfer after that date, we may still process it but you will not receive the introductory APR. Instead, the standard APR for balance transfers will apply.
No fee for balance transfers.
We will begin charging interest on the balance transfer(s) on the transaction date.
Important information regarding this offer:
1APR = Annual Percentage Rate. Introductory APR is valid only for balance transfers from other credit card companies, financial institutions, or department store credit cards. You cannot transfer balances for the purpose of paying off other accounts issued by SLFCU. You should not initiate a balance transfer in the amount of any disputed purchase or charge, as you may lose your rights to dispute that purchase or charge. You must continue to make your required monthly payments to the issuer/merchant until you receive a statement from the issuer/merchant reflecting the balance transfer payment. SLFCU will not be responsible for any finance charges or late fees you incur on your other account as a result of a balance transfer request. We will not close your other accounts, even if you transfer the entire balance - please contact other creditors directly. Balance transfer requests may not exceed your available credit at the time we receive your request. Your accounts at SLFCU must be in good standing at the time the balance transfer offer is processed. Cash-back rebates are not earned on balance transfers. Any balance transfers processed after the introductory period will incur finance charges at the standard Balance Transfer rate. The introductory APR on balance transfers will remain in effect through your March 2025 credit card statement cycle. See pricing and terms at slfcu.org/CreditCardTerms and visit slfcu.org/CreditCardDisclosures for complete credit card disclosures.
*All new applications are subject to terms, conditions and credit approval. All information is current as of January 2024 and is subject to change. Special offer will expire on March 31, 2024. Offer available to new SLFCU credit card accounts opened on or after January 15, 2024.
Apply in 3 Steps
Already an SLFCU Member?
Log In to Online Banking
Please log in using your online banking credentials. Select More > More.. > Quick Apply to begin your application. If you'd like to continue with your application without logging in, click here to apply.
If you are currently not enrolled for online banking, visit slfcu.org/OnlineBanking or call 505.293.0500 or 800.947.5328 to enroll.
Apply for SLFCU Membership and/or a Loan Below:
Become a member to receive smart financial products with outstanding personal service from an organization you can trust.
Important Information About Procedures for Opening a New Account
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.