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SLFCU’s Livermore Downtown Branch will open at 9:30 a.m. on Tuesday, June 25. Online and mobile banking will remain available.

SLFCU is here for members affected by the wildfires and evacuations in the Ruidoso area. If you are impacted, click here to learn about support options.

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Avoid ATM Fees & Surcharges


There are two different costs you might incur for using an out-of-network ATM. An ATM surcharge is assessed by a financial institution for using one of their ATMs when you are not a customer. reports that the average surcharge for using an out-of-network ATM in 2014 was $2.77.

Financial institutions typically also collect ATM fees from their own customers if they use an ATM outside of their approved network. An SLFCU member who uses an out-of-network ATM would receive a $0.75* fee from SLFCU in addition to the surcharge.


You can avoid ATM surcharges from other financial institutions by using the CU Anytime and CO-OP network of nearly 30,000 ATMs nationwide. Find a CU Anytime or CO-OP ATM near you by using our locator. Or download our mobile app for iPhone or Android – you can access the locator without signing in by selecting “find us” from the in-app menu options. The mobile locator can use your device’s location to find surcharge-free ATMs near you. You can also send a text with a street address or zip code to 91989 for a list of nearby CO-OP ATMs.

SLFCU charges a $0.50* fee at CU Anytime and CO-OP ATMs if you go over your ATM transaction limit for the month – 20 ATM transactions with a Quick Cash checking account or 10 with a Money Manager Account.

However, SLFCU members who are enrolled for eStatements and eNotices receive an unlimited number of free transactions at CU Anytime and CO-OP ATMs. To enroll, log in to online banking and select the Member Services widget.

*SLFCU fees accurate as of January 1, 2015. Current fees, service charges, and limits (PDF).

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