This page uses JavaScript. Your browser either does not support JavaScript or you have it turned off. To see this page properly please use a JavaScript enabled browser.

SLFCU’s Livermore Downtown Branch will open at 9:30 a.m. on Tuesday, June 25. Online and mobile banking will remain available.

SLFCU is here for members affected by the wildfires and evacuations in the Ruidoso area. If you are impacted, click here to learn about support options.

View Alert
Sandia Laboratory Federal Credit Union Sandia Laboratory Federal Credit Union Go to main content
Routing #307083911|
Online Banking
Manage a Home Loan
Manage a Student or Consolidation Loan

Online Banking Budgeting and Savings Tools


System Provides Budgeting and Savings Tools

SLFCU’s online banking gives you access to tools that can help you build a monthly budget, automatically categorize transactions into budget categories, and create and track savings goals.

Categorize Transactions and Build a Budget to Manage Your Spending

As you spend and earn money, some of your transactions are categorized automatically inside online banking. For instance, purchases at a grocery store would be categorized as “Groceries” or purchases at a gas station would be labeled “Auto & Transport.” You can change the categories that have been automatically assigned, assign uncategorized transactions, split transactions between multiple categories, and create new categories to meet your needs.

Photo of transactions within online banking
Transactions can be labeled with a category such as Food & Dining or Auto & Transport.

It takes just a few additional steps to build a monthly budget based on your categorized spending and income. You can set a monthly income target as well as monthly spending targets for specific categories (such as groceries, utilities, dining out, etc.). The system tracks your spending and income versus those targets. You can also opt to receive alerts letting you know you’ve exceeded your spending limit(s).

Budgets within online banking
An overview of a monthly budget will show how much has been spent in categories such as Food & Dining or Health & Fitness.

Create Savings Goals to Help Stay on Track

What’s the next step after building a monthly budget? How about saving for a dream purchase? In the Savings Goals area of online banking you can create savings goals and connect them to a designated savings account. Determine how much money you want to save and set a target date. Then you can view details on how much money you need to save each month to reach your goal, and track your progress toward reaching it.

Savings goals within online banking
Create goals connected to savings accounts to track progress.

If you’d like to open additional savings accounts to track goals separately, it’s easy to do so online or by visiting any branch. There is no cost to open additional savings accounts.

Budgeting and Savings Help When You Need It

Online banking makes it easier to create and track budgets and goals. SLFCU also offers additional financial tools, including a variety of free seminars, articles, and in-person help any time you visit a branch.

« Return to "View All Articles"