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Why Choose SLFCU?

Because smart and responsible looks good on you.

People often ask why they should join SLFCU – what makes us different than any other financial institution? SLFCU’s secret is our deep and caring connection to our members. Low interest rates, no or low fees, opportunities for financial education, and up-to-date products make this a great place to manage your money. We believe it is the respect with which we treat your finances – and ours – that makes SLFCU significantly different. 


Check Out a Few Reasons Why More Than 140,000 Members Trust Sandia Laboratory Federal Credit Union. 

WE LIKE YOU, TOO!

  • 89% of surveyed members are either extremely or very satisfied with SLFCU’s products and services. (Medallia Net Promoter Relationship Survey, Q1 2024)
  • Newsweek has included SLFCU on its 2024 list of America's Best Regional Banks and Credit Unions.

SCIENTISTS, DOCTORS, FANTASTIC HUMANS LIKE YOU – NEARLY ALL CAN JOIN!

  • For 75 years, SLFCU has served Sandia National Laboratories. However, you need not work at the Labs to qualify for membership. Employees of more than 1,400 partner companies are also eligible to join. Learn who can join.

WE’RE LOCAL AND CARE ABOUT OUR COMMUNITY, LIKE YOU DO.

  • We provide grants and donations to non-profit charitable organizations in New Mexico and California to support their efforts to take care of those in need.
  • Our employees generously volunteer their time and talents to support causes that are important to them in our communities. 
  • SLFCU raised more than $200,000 to help fund a full-time teacher for the University of New Mexico Children’s Hospital. Learn more.
  • For 30 years, we’ve given out more than $150,000 in scholarships – a significant investment in more than 300 of our young members. Learn more.
  • Millions of dollars in SLFCU commercial lending deals are helping to keep the economy growing.

WE’RE THE REAL DEAL WHEN IT COMES TO HOME OWNERSHIP.

  • Whether you're a first-time home buyer, have a growing family, need to downsize, or are looking to refinance, SLFCU has a home loan with a great rate that meets your needs. Learn more.
  • Zero, zip, zilch: SLFCU members NEVER pay private mortgage insurance (PMI). Learn more.

WE WANT YOU TO KEEP MORE OF YOUR MONEY.

  • Competitively low rates on auto loans, home loans, business loans, credit cards with monthly rebate options, and no-fee checking and savings accounts. View current rates.
  • $30,000,000 returned to our members through two special dividends over three years. 

FINANCIAL FITNESS IS A PART OF OUR DAILY EXERCISE ROUTINE.

  • SLFCU’s operating expenses are well below our peer credit unions and the financial industry at large.
  • At SLFCU, we think hard before we spend money – just like you do.

LOCATION(S), LOCATION(S), LOCATION(S).

  • Thirteen conveniently located SLFCU branches in New Mexico and California. View locations.
  • SLFCU is part of a network of more than 5,500 shared branches and more than 30,000 ATMs nationwide. Learn more.
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